902 5th St S, Saint James, MN 56081 Property Records

Watonwan County property record for 902 5th St S, Saint James, MN 56081

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,002 sqft · built 1927
Lot Size0.137 acres (5,968 sqft)
Owner2 Individual Names on File
Last Sale$45,000 (Sep 2015)
Tax Bill$1,576 (2026)
Flood ZoneZone X (minimal risk)
APN20.201.2460

Property Details

APN / Parcel Number

Primary APN20.201.2460

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,002 sqft
1st Floor Area1,002 sqft
Basement Area600 sqft
Finished Basement600 sqft
FlooringWood
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,968 sqft (0.137 acres)
Lot Dimensions80 ft deep x 75 ft wide
Garage Area396 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces
Deck Area575 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address902 5TH ST S
CitySAINT JAMES
StateMN
Zip56081-1904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLOSE'S ADDITION LOT-001 BLOCK-027 E80'
Legal SubdivisionCLOSES ADDITION
Legal Block27
Legal Lot Number1
JurisdictionWATONWAN MN
Township / Civil DivisionST. JAMES
Census Block Group4
Census Block4044
Census Tract950200

Owner

902 5th St S is owned and occupied by two individuals who bought it in September 2015.

Source: Watonwan County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address902 5TH ST S, SAINT JAMES, MN 56081-1904
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2015 · Amount on File
Deed SaleSep 28, 2015 · Amount on File
Deed Document Number2015414712
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 902 5th St S was $1,576, up 2.5% from the year before.

Source: Watonwan County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWatonwan County
MunicipalitySt. James City
Unified School DistrictSt. James Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,576.00 (+2.47%)$101,900 (-3.78%) Land $11,000 Building $90,900$101,900 (-3.78%) Land $11,000 Building $90,900
2025$1,538.00 Homeowner's exemption$105,900 Land $10,100 Building $95,800$105,900 Land $10,100 Building $95,800
2023$758.00$97,000 Land $10,100 Building $86,900$97,000 Land $10,100 Building $86,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 902 5th St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 6, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 5th St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint James
serves 4,611 people · EPA ID MN1830006
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
2,000 / 1,000
GigFire
Fixed Wireless
150 / 130
Midco
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Christensen Communications Company, Verizon.

Nearby Properties on 5th St S

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