St. Joseph County property record for 902 4th St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,410 sqft · built 1900 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $30,000 (Nov 2025) |
| Tax Bill | $1,397 (2025) |
| Deeds & Mortgages | Nov 2025 Sale Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-245-202-00 |
| Primary APN | 051-245-202-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| 1st Floor Area | 1,122 sqft |
| Basement Area | 1,122 sqft |
| Unfinished Basement | 1,122 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 902 4TH ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 12 BLK 55 VIL OF LOCKPORT CITY OF 3 RIVERS. |
| Legal Subdivision | VIL OF LOCKPORT CITY |
| Legal Block | 55 |
| Legal Lot Number | 12 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 40200 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 902 4TH ST, THREE RIVERS, MI 49093-1804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2025 | Deed, Transfer |
| Oct 28, 2019 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Jun 28, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2025 · Amount on Record |
| Deed Sale | Nov 18, 2025 · Amount on Record |
| Prior Sale | May 20, 2024 · Amount on Record |
| Deed Document Number | 20259104 |
| Prior Transfer Date | Jun 28, 2019 |
| Prior Transfer Doc | 1964/0474 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Nov 18, 2025 |
| Property Address | 902 4TH ST, THREE RIVERS, MI 49093-1804 |
| Document Number | 2025009104 |
| Map Reference | LB F PG 18 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 2025009104 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5001 KINGSLEY DR, CINCINNATI, OH 45227-1114 |
| Name | Verified Name |
|---|---|
| Address | 902 4TH ST, THREE RIVERS, MI 49093-1804 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 902 4TH ST, THREE RIVERS, MI 49093-1804 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1980/0591 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 1980/0591 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jun 28, 2019 |
| Property Address | 902 4TH ST, THREE RIVERS, MI 49093-1804 |
| Document Number | 1964/0474 |
| Book / Page | 1964 / 0474 |
| Map Reference | LB 25 PG 18 |
| Instrument Date | Jun 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9024TH STREET, THREE RIVERS, MI 49093 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,600 (+0.44%) Land $3,500 Building $42,100 | $91,200 (+0.44%) Land $7,000 Building $84,200 | |
| 2025 | $1,397.00 (+44.17%) Homeowner's exemption | $45,400 (+48.85%) Land $3,400 Building $42,000 | $90,800 (+48.85%) Land $6,800 Building $84,000 |
| 2024 | $969.00 (+10.24%) | ||
| 2023 | $30,500 Land $2,300 Building $28,200 | $61,000 Land $4,600 Building $56,400 | |
| 2022 | $879.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 46 (1982–2018) |
| Claims Outside the SFHA | 2 of 46 |
| Most Recent Claim | Feb 2018 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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