902 3rd St, Onawa, IA 51040 Property Records

Monona County property record for 902 3rd St, Onawa, IA 51040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1969
Lot Size	0.376 acres (16,379 sqft)
Owner	Individual Name on File
Last Sale	$1,000 (Feb 2023)
Tax Bill	$2,690 (2026)
Deeds & Mortgages	Jul 2013 Sale
Flood Zone	Zone X (minimal risk)
APN	`834504300110`

Property Details

APN / Parcel Number

Primary APN	`834504300110`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Finished Basement	550 sqft
Unfinished Basement	602 sqft
Game Room	Game Room
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,379 sqft (0.376 acres)
Lot Dimensions	124 ft deep x 131 ft wide
Garage Type	Mixed
Garage Area	1,860 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Porch Area	16 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	902 3RD ST
City	ONAWA
State	IA
Zip	51040-1445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2 & 3 BLK 59
Legal Subdivision	TOWN OF ONAWA
Jurisdiction	MONONA IA
Township / Civil Division	ONAWA
Census Block Group	2
Census Block	2038
Census Tract	960300

Owner

902 3rd St is owned and occupied by an individual who bought it in February 2023.

Source: Monona County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	902 3RD ST, ONAWA, IA 51040-1445
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2023 · Amount on File
Deed Sale	Feb 7, 2023 · Amount on File
Prior Sale	Feb 2, 2023 · Amount on File
Deed Document Number	2023151
Prior Transfer Date	Jan 31, 2023
Prior Transfer Doc	0000000124
Record Updated	Oct 29, 2026

July 2013: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	MONONA IA
Recording Date	Jul 5, 2013
Property Address	902 3RD ST, ONAWA, IA 51040-1445
Document Number	000047/067
Book / Page	047 / 067
Instrument Date	Jul 1, 2005
Instrument	13-1022
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1640 CHARLES AVE, LAWTON, IA 51030-8075

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 IOWA AVE, ONAWA, IA 51040-1656
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 902 3rd St was $2,690 with a homeowner's exemption, up 1.1% from the year before.

Source: Monona County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Monona County
Municipality	Onawa City
Unified School District	West Monona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,690.00 (+1.13%) Homeowner's exemption	$239,965 (+9.42%) Land $15,599 Building $224,366	$239,965 (+9.42%) Land $15,599 Building $224,366
2025	$2,660.00 (+7.69%)	$219,305 Land $15,599 Building $203,706	$219,305 Land $15,599 Building $203,706
2024	$2,470.00
2023		$190,764 (+11.85%) Land $15,599 Building $175,165	$190,764 Land $15,599 Building $175,165
2022	$2,990.00 Homeowner's exemption	$170,555
2021			$170,555

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 902 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONAWA MUNICIPAL WATER PLANT serves 2,906 people · EPA ID IA6739095
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
Nextlink Fixed Wireless	500 / 100

May also be available: AT&T, GigFire, T-Mobile, Verizon.

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