902 2nd St, Henderson, KY 42420 Property Records

Henderson County property record for 902 2nd St, Henderson, KY 42420

Property Summary

Property TypeBank, Financial Building
Details2,840 sqft · built 1986
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on File
Last Sale$48,500 (Apr 2019)
Tax Bill$2,717 (2025)
Deeds & MortgagesAug 2026 Mortgage
Apr 2019 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN2-16-2-15

Property Details

APN / Parcel Number

Primary APN2-16-2-15
Alternative APN
  • 7348

Interior

Stories1 Story
Building Area2,840 sqft Total Area
Office2,840 sqft

Exterior

Year BuiltBuilt 1986
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions200 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number7348
Street Address902 2ND ST
CityHENDERSON
StateKY
Zip42420-3231
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Legal DescriptionBANK
JurisdictionHENDERSON KY
Township / Civil DivisionHENDERSON
Census Block Group1
Census Block1032
Census Tract20200

Owner

902 2nd St, a commercial property, is owned by an individual who bought it in April 2019.

Source: Henderson County records, as of November 24, 2025

Owner of RecordIndividual Name on File
Mailing Address3000 HIGHWAY 144, OWENSBORO, KY 42303-0215
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNION FEDERAL CREDIT UNION
Apr 10, 2019Deed, Transfer · Line of Credit
GREEN RIVER AREA FCU
Oct 31, 2018Deed, Transfer
GREEN RIVER AREA FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 10, 2019 · Amount on File
Deed SaleApr 10, 2019 · Amount on File
Prior SaleOct 31, 2018 · Amount on File
Deed Document Number2019003698
Deed Book / PageRE 0636 / 843
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON KY
Recording DateAug 31, 2026
Property Address902 2ND ST, HENDERSON, KY 42420-3231
Document Number0000009025
Book / Page1512 / 974
Instrument DateAug 19, 2026
Instrument20269025
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address1769 MADISON ST, HENDERSON, KY 42420-4562

Mortgage

Document Number0000009025,
DateAug 31, 2026
Book Page1512/974
Instrument20269025
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 24, 2041
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

April 2019: Deed, Transfer

Document TypeDeed
JurisdictionHENDERSON KY
Recording DateApr 10, 2019
Property Address902 2ND ST, HENDERSON, KY 42420-3231
Document NumberRE0636/843
Book / PageRE 0636 / 843
Instrument DateApr 10, 2019
Instrument2019003698
Transaction TypeTransfer
Record UpdatedNov 23, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$48.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2547 GREEN RIVER RD, 2547, HENDERSON, KY 42420-2466

Transferred To (Grantee/Buyer)

NameVerified Name
Address7533 NOTTINGHAM DR, NEWBURGH, IN 47630-3031

Mortgage

Document Number2019003699
DateApr 10, 2019
Instrument2019003699
Lender
NameGREEN RIVER AREA FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueApr 24, 2034

October 2018: Deed, Transfer

Document TypeDeed
JurisdictionHENDERSON KY
Recording DateOct 31, 2018
Property Address902 2ND ST, HENDERSON, KY 42420-3231
Document NumberRE0634/111
Book / PageRE 0634 / 111
Map ReferenceDD 94 PG 104
Instrument DateOct 30, 2018
Instrument2018011974
Transaction TypeTransfer
Record UpdatedNov 23, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$147.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6507 ASHWORTH CT, 6507, HENDERSON, KY 42420-8756

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 HARMONY LN, HENDERSON, KY 42420-2324

Mortgage

Document Number2018011975
DateOct 31, 2018
Instrument2018011975
Lender
NameGREEN RIVER AREA FCU
TypeCredit Union
Agreement
AmountAmount on Record
Term240 Months
DueOct 24, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 902 2nd St was $2,717.

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHenderson County
MunicipalityHenderson City
Unified School DistrictHenderson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,717.00$245,000$245,000
2023$2,739.00 (+0.92%)$245,000 (-)$245,000 (-)
2022$2,714.00$245,000$245,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 902 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2005)
Most Recent ClaimNov 2005 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON WATER UTILITY/NORTH
serves 31,705 people · EPA ID KY0510188
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Henderson Municipal Power & Light
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon, Watch TV.

Nearby Properties on 2nd St

Nearby Streets

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