Polk County property record for 902 15th St SW, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,480 sqft · built 1978 |
| Lot Size | 0.235 acres (10,232 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (May 2025) |
| Tax Bill | $4,924 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-29-000000-044220 |
| Primary APN | 26-28-29-000000-044220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,480 sqft Living Area |
| Gross Area | 1,780 sqft |
| 1st Floor Area | 1,480 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,232 sqft (0.235 acres) |
| Lot Dimensions | 135 ft deep x 78 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Porch | Screened/Unfinished Porch |
|---|---|
| Porch Area | 400 sqft |
| Shed | 1 Shed |
| Boat Access | Boat Access |
| Street Address | 902 15TH ST SW |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-2601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG SW COR OF SEC RUN N 116.72 FT N 82 DEG E 30.29 FT TO POB RUN N 78.75 FT N 82 DEG E 135 FT S 78.75 FT S 82 DEG W 135 FT TO POB |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 29 |
| Legal Subdivision | BERRY R J |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 13801 |
902 15th St SW is owned and occupied by two individuals who bought it in May 2025.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 902 15TH ST SW, WINTER HAVEN, FL 33880-2601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2025 · Amount on File |
| Deed Sale | May 2, 2025 · Amount on File |
| Deed Document Number | 2025103092 |
| Deed Book / Page | 13532 / 951 |
| Prior Transfer Date | Apr 30, 2025 |
| Prior Transfer Doc | 0000103093 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 902 15th St SW was $4,924.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $251,381 (-2.89%) Land $39,367 Building $212,014 | $251,381 (-2.89%) Land $39,367 Building $212,014 | |
| 2025 | $4,924.00 | $258,870 Land $39,367 Building $219,503 | $258,870 Land $39,367 Building $219,503 |
| 2023 | $415.00 (-4.6%) Homeowner's exemption | $101,834 (+3%) | $272,950 (+13.12%) Land $38,563 Building $234,387 |
| 2022 | $435.00 Homeowner's exemption | $98,868 | $241,296 Land $32,136 Building $209,160 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 902 15th St SW in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 11 (1992–2022) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 902 15th St SW is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier, Verizon.
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