9018 W 9th St, Surf City (Holly Ridge), NC 28445 Property Records

Onslow County property record for 9018 W 9th St, Surf City, NC 28445

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,344 sqft · built 1986
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$836,500 (Jun 2023)
Tax Bill$4,920 (2026)
Deeds & MortgagesJun 2023 Sale & Mortgage
Sep 2021 Sale
+ 1 more
Flood ZoneZone VE (high risk)
APN804-116

Property Details

APN / Parcel Number

Primary APN804-116
Alternative APNs
  • 0495377000
  • 442422000
  • 495377000
  • 020645

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,040 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleMobile Home
Exterior MaterialFiber Cement Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number495377000
Street Address9018 W 9TH ST
CitySURF CITY
StateNC
Zip28445-8651
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMHR
Legal DescriptionL24 S4 B28 OLD SETTLERS BEACH
Legal SubdivisionOLD SETTLERS BEACH SEC 4
Legal Block28
Legal Lot Number24
JurisdictionONSLOW NC
Township / Civil DivisionSTUMP SOUND
Census Block Group1
Census Block1057
Census Tract403

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4702 CUMBERLAND DR, DURHAM, NC 27705-6469
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2023Deed, Transfer · Conventional Mortgage
FIRST CITIZENS BANK & TRUST CO
Sep 30, 2021Warranty Deed, Transfer
Sep 30, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2023 · Amount on Record
Deed SaleJun 27, 2023 · Amount on Record
Prior SaleSep 30, 2021 · Amount on Record
Deed Book / Page5989 / 276
Record UpdatedOct 29, 2026

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionONSLOW NC
Recording DateJun 27, 2023
Property Address9018 W 9TH ST, SURF CITY, NC 28445-8651
Document Number0059890276
Book / Page5989 / 276
Map ReferenceMB 9 PG 71
Instrument DateJun 8, 2023
Transaction TypeTransfer
Record UpdatedJul 14, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,673.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4010 OLEANDER DR, WILMINGTON, NC 28403-6841

Transferred To (Grantee/Buyer)

NameVerified Name
Address4702 CUMBERLAND DR, DURHAM, NC 27705-6469

Mortgage

Document Number0005989280
DateJun 27, 2023
Instrument5989-280
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.02%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11%
IndexOther
Margin3
Max Rate11%

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateSep 30, 2021
Property Address9018 W 9TH ST, SURF CITY, NC 28445-8651
Document Number0055820547
Book / Page5582 / 547
Map ReferenceMB 9 PG 71
Instrument DateSep 21, 2021
Transaction TypeTransfer
Record UpdatedFeb 2, 2023

Transaction

AmountAmount Recorded
Tax$325.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address300 STILLWATER LANDING WAY # WAY104, WAY104, SNEADS FERRY, NC 28460-6916

Transferred To (Grantee/Buyer)

NameVerified Name
Address4010 OLEANDER DR, WILMINGTON, NC 28403-6841

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateSep 30, 2021
Property Address9018 W 9TH ST, SURF CITY, NC 28445-8651
Document Number0055820568
Book / Page5582 / 568
Map ReferenceMB 9 PG 71
Instrument DateSep 21, 2021
Transaction TypeTransfer
Record UpdatedFeb 2, 2023

Transaction

AmountAmount Recorded
Tax$325.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address300 STILLWATER LANDING WAY # WAY104, WAY104, SNEADS FERRY, NC 28460-6916

Transferred To (Grantee/Buyer)

NameVerified Name
Address4010 OLEANDER DR, WILMINGTON, NC 28403-6841

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
MunicipalitySurf City Town
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,920.00 (+306.28%)$1,127,987 (+509.72%) Land $275,000 Building $852,987$1,127,987 (+509.72%) Land $275,000 Building $852,987
2023$1,211.00$185,000 (-) Land $185,000$185,000 (-) Land $185,000
2022$1,211.00$185,000 Land $185,000$185,000 Land $185,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 1,239 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,682 units insured
incl. 443 condo units
Nearby Flood Claims2,537 (1983–2025)
Claims Outside the SFHA21 of 2,537
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Hurricane Florence, Sep 2018 · 420 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 545 claims
  • Hurricane Fran, Oct 1996 · 671 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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