9017 Mini Ranch Rd, Waxhaw, NC 28173 Property Records

Union County property record for 9017 Mini Ranch Rd, Waxhaw, NC 28173

Property Summary

Property Type	Other Improved
Details	built 2019
Lot Size	2.44 acres (106,504 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Jan 2019)
Tax Bill	$2,989 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-159-027A`

Property Details

APN / Parcel Number

Primary APN	`05-159-027A`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,079 sqft Living Area
1st Floor Area	891 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	106,504 sqft (2.44 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9017 MINI RANCH RD
City	WAXHAW
State	NC
Zip	28173-8726
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	RA-40 UNIO
Legal Description	#115A TRIPLE C MINI RANCHES OPCM836 & OPCO466
Legal Subdivision	TRIPLE C MINI RANCH
Jurisdiction	UNION NC
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1037
Census Tract	21015

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9017 MINI RANCH RD, WAXHAW, NC 28173-8726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 26, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Dec 27, 2019	Deed of Trust, Mortgage · FHA Mortgage MVB MTG
Jan 31, 2019	Warranty Deed, Construction Loan · Construction Mortgage MVB MTG
Feb 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2019 · Amount on Record
Deed Sale	Jan 31, 2019 · Amount on Record
Deed Document Number	20192578
Deed Book / Page	7307 / 93
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	9017 MINI RANCH RD, WAXHAW, NC 28173-8726
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9017 MINI RANCH RD, WAXHAW, NC 28173-8726

Mortgage

Document Number	0008303732
Date	Nov 4, 2021
Book Page	8303/732
Instrument	52741

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	9017 MINI RANCH RD, WAXHAW, NC 28173-8726
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9017 MINI RANCH RD, WAXHAW, NC 28173-8726

Mortgage

Document Number	0008927568
Date	Jun 26, 2024
Book Page	8927/568
Instrument	14647

Lender

Name	US BANK NA
Type	Bank
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Oct 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	9017 MINI RANCH RD, WAXHAW, NC 28173-8726
Document Number	7551536
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9017 MINI RANCH RD WAXHAW NC 281738726, WAXHAW, NC 28173-8726

Mortgage

Document Number	7551536
Date	Dec 27, 2019
Book Page	007551/000536
Instrument	40718

Lender

Name	MVB MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

January 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 31, 2019
Property Address	9017 MINI RANCH RD, WAXHAW, NC 28173-8726
Document Number	730793
Book / Page	007307 / 000093
Instrument Date	Jan 31, 2019
Instrument	2578
Transaction Type	Construction Loan
Record Updated	Feb 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9017 MINI RANCH RD WAXHAW NC 28173, WAXHAW, NC 28173

Mortgage

Document Number	730796
Date	Jan 31, 2019
Book Page	007307/000096
Instrument	2579

Lender

Name	MVB MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 30, 2020

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Feb 6, 2017
Property Address	9017 MINI RANCH RD, WAXHAW, NC 28173-8726
Document Number	6872272
Book / Page	006872 / 000272
Instrument Date	Jan 27, 2017
Instrument	3364
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	PO BOX 1378 WAXHAW NC 281731014, WAXHAW, NC 28173-1014

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$622,500 (-) Land $116,500 Building $506,000	$622,500 (-) Land $116,500 Building $506,000
2025	$2,989.00 (+26.06%)	$622,500 (+65.34%) Land $116,500 Building $506,000	$622,500 (+65.34%) Land $116,500 Building $506,000
2023	$2,371.00	$376,500 Land $46,800 Building $329,700	$376,500 Land $46,800 Building $329,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Windstream.

Cell Coverage

5G and 4G LTE (outdoors only)

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