9016 W Silver St, Cheney, WA 99004 Property Records

Spokane County property record for 9016 W Silver St, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,337 sqft · built 2008
Lot Size	0.307 acres (13,350 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Aug 2026)
Tax Bill	$4,765 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24053.0106`

Property Details

APN / Parcel Number

Primary APN	`24053.0106`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,337 sqft Living Area
Gross Area	3,254 sqft
1st Floor Area	1,038 sqft
2nd Floor Area	1,299 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,350 sqft (0.307 acres)
Garage Type	Attached
Garage Area	917 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	128 sqft
Patio Area	432 sqft
Canopy	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	9016 W SILVER ST
City	CHENEY
State	WA
Zip	99004-5084
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	MAPLE TERRACE LT 6 BLK 1 (AFN# 5609161)
Legal Range	42E
Legal Township	24N
Legal Section	05
Legal Subdivision	MAPLE TERRACE
Legal Block	1
Legal Lot Number	6
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2036
Census Tract	13600

Owner

9016 W Silver St is owned and occupied by two individuals who bought it in August 2026.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9016 W SILVER ST, CHENEY, WA 99004-5084
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Warranty Deed, Transfer · Conventional Mortgage SUNFLOWER BANK
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jul 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 26, 2022	Warranty Deed, Transfer · VA Mortgage GUARDIAN MORTGAGE CO INC
Jun 24, 2019	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2026 · Amount on File
Deed Sale	Aug 10, 2026 · Amount on File
Prior Sale	Aug 26, 2022 · Amount on File
Deed Document Number	20267507773
Prior Transfer Date	Aug 24, 2010
Prior Transfer Doc	0005930057
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 10, 2026
Property Address	9016 W SILVER ST, CHENEY, WA 99004-5084
Document Number	0007507773
Instrument Date	Aug 10, 2026
Instrument	20267507773
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$768,105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9016 W SILVER ST, CHENEY, WA 99004-5084

Mortgage

Document Number	0007507779,
Date	Aug 10, 2026
Instrument	20267507779

Lender

Name	SUNFLOWER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.49%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	9016 W SILVER ST, CHENEY, WA 99004-5084
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007097395
Date	Jul 7, 2021
Instrument	7097395

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	9016 W SILVER ST, CHENEY, WA 99004-5084
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	STEWART TITLE OF SPOKANE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006625655
Date	Jul 31, 2017
Instrument	6625655

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2037

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 26, 2022
Property Address	9016 W SILVER ST, CHENEY, WA 99004-5084
Document Number	0007235092
Map Reference	VOL 34 PG 51-53
Instrument Date	Aug 16, 2022
Instrument	7235092
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,628.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9016 W SILVER ST, CHENEY, WA 99004-5084

Mortgage

Document Number	0007235093
Date	Aug 26, 2022
Instrument	7235093

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 24, 2019
Property Address	9016 W SILVER ST, CHENEY, WA 99004-5084
Document Number	0006816386
Map Reference	VOL 34 PG 51-53
Instrument Date	Jun 19, 2019
Instrument	6816386
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,348.92
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9016 W SILVER ST, CHENEY, WA 99004-5084

Mortgage

Document Number	0006816387
Date	Jun 24, 2019
Instrument	6816387

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 9016 W Silver St was $4,765, up 2.3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,765.00 (+2.3%)	$490,800 (-) Land $95,000 Building $395,800	$490,800 (-) Land $95,000 Building $395,800
2025	$4,658.00	$490,800 (-7.64%) Land $95,000 Building $395,800	$490,800 (-7.64%) Land $95,000 Building $395,800
2024		$531,400 (+32.49%) Land $70,000 Building $461,400	$531,400 (+32.49%) Land $70,000 Building $461,400
2023	$4,421.00 (+5.51%)	$401,100 Land $52,800 Building $348,300	$401,100 Land $52,800 Building $348,300
2022	$4,190.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9016 W Silver St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9016 W Silver St is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 46% of Washington
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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