9014 S River Rd, Waterville, OH 43566 Property Records

Lucas County property record for 9014 S River Rd, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,290 sqft · built 1958
Lot Size	0.76 acres (33,143 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Oct 2025)
Tax Bill	$3,628 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`91-31514`

Property Details

APN / Parcel Number

Primary APN	`91-31514`
Alternative APN	`32012050`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,290 sqft Living Area
1st Floor Area	1,290 sqft
Basement Area	967 sqft

Exterior

Year Built	Built 1958
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	33,143 sqft (0.76 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	274 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9014 S RIVER RD
City	WATERVILLE
State	OH
Zip	43566-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	22-A
Legal Description	10 6 19 NW 1/4 SW 100 FT NE 200 FT S 413.30 FT PT N OF CEN RI
Legal Subdivision	10 06 19 NW 1/4
Jurisdiction	LUCAS OH
Township / Civil Division	WATERVILLE
Census Block Group	3
Census Block	3014
Census Tract	8906

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9014 S RIVER RD, WATERVILLE, OH 43566-9516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Warranty Deed, Transfer · Conventional Mortgage NFM LENDING
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2025 · Amount on Record
Deed Sale	Oct 7, 2025 · Amount on Record
Prior Sale	Aug 21, 2015 · Amount on Record
Deed Document Number	202510070036271
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Oct 7, 2025
Property Address	9014 S RIVER RD, WATERVILLE, OH 43566-9516
Document Number	0000036271
Instrument Date	Sep 30, 2025
Instrument	202510070036271
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	SOURCEPOINT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9014 S RIVER RD, WATERVILLE, OH 43566-9516

Mortgage

Document Number	0000036272
Date	Oct 7, 2025
Instrument	202510070036272

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Mortgage

Document Number	0000036273
Date	Oct 7, 2025
Instrument	202510070036273

Lender

Name	NFM LENDING
Type	Mortgage Company
Address	COLUMBUS, OH 43219

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	9014 S RIVER RD, WATERVILLE, OH 43566-9516
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023123
Date	Jun 12, 2020
Instrument	202006120023123

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Waterville Township
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,628.00 (+16.06%) Homeowner's exemption	$59,430 (-) Land $15,680 Building $43,750
2024	$3,126.00 (+8.65%) Homeowner's exemption	$59,430 (+30.72%) Land $15,680 Building $43,750	$169,800 (+30.72%) Land $44,800 Building $125,000
2023	$2,877.00 (-0.59%) Homeowner's exemption	$45,465 (-) Land $9,905 Building $35,560
2022	$2,894.00 Homeowner's exemption	$45,465 Land $9,905 Building $35,560
2021			$129,900 Land $28,300 Building $101,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
MetaLINK Technologies Fixed Wireless	200 / 50

May also be available: Amplex Wireless.

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