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9014 Gerald Dr, Charlotte, NC 28217 Property Records

Mecklenburg County property record for 9014 Gerald Dr, Charlotte, NC 28217

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,760 sqft · built 2001
Lot Size0.189 acres (8,253 sqft)
OwnerIndividual Name on Record
Tax Bill$3,099 (2023)
Deeds & MortgagesJul 2022 Line of Credit
Jan 2019 Construction Loan
Flood ZoneZone X (minimal risk)
APN141-105-18

Property Details

APN / Parcel Number

Primary APN141-105-18

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,760 sqft Heated Area
Gross Area1,830 sqft
1st Floor Area675 sqft
Upper Floors Area845 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area8,253 sqft (0.189 acres)
Garage Area240 sqft
PorchPorch
Porch Area70 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number141-105-18
Street Address9014 GERALD DR
CityCHARLOTTE
StateNC
Zip28217-3088
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL18 M34-685
Legal SubdivisionSULLIVANS TRACE
Legal Lot Number18
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1010
Census Tract5928

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address9014 GERALD DR, CHARLOTTE, NC 28217-3088
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2022Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Jan 31, 2019Trustee's Deed, Construction Loan · Construction Mortgage
BV JR BELK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2008
Deed SaleJun 5, 2008
Prior SaleJun 29, 2007 · Amount on Record
Deed Document Number0023834655
Deed Book / Page23834 / 655
Record UpdatedJun 7, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address9014 GERALD DR, CHARLOTTE, NC 28217-3088
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000099235
DateJul 6, 2022
Book Page37478/404
Instrument2022099235
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 5, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMECKLENBURG NC
Recording DateJan 31, 2019
Property Address9014 GERALD DR, CHARLOTTE, NC 28217-3088
Book / Page033260 / 000370
Instrument DateJan 24, 2019
Instrument11634
Transaction TypeConstruction Loan
Record UpdatedFeb 15, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address7845 SULLIVANS TRACE DR CHARLOTTE NC 282173081, CHARLOTTE, NC 28217-3081

Mortgage

Document Number0000011634
DateJan 31, 2019
Book Page033260/000370
Instrument11634
Lender
NameBV JR BELK
Address204 W WOODLAWN RD # C, CHARLOTTE, NC 28217-2174
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 30, 2020

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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