9013 Harris St, Frederick, MD 21704 Property Records

Frederick County property record for 9013 Harris St, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,196 sqft · built 2001
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$860,000 (Feb 2023)
Tax Bill	$10,017 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jun 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-222254`

Property Details

APN / Parcel Number

Primary APN	`07-222254`
Alternative APNs	`7222254` `222254`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,196 sqft Living Area
Gross Area	4,680 sqft
1st Floor Area	1,788 sqft
Basement Area	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.193 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Deck Area	198 sqft
Patio Area	358 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	222254
Street Address	9013 HARRIS ST
City	FREDERICK
State	MD
Zip	21704-7827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 5074 SECTION M5 8,400 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES URBANA
Legal Lot Number	5074
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	4
Census Block	4013
Census Tract	752206

Owner

Source: Frederick County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9013 HARRIS ST, FREDERICK, MD 21704-7827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed, Transfer · Conventional Mortgage NFM INC
Jun 21, 2017	Deed of Trust, Mortgage · Line of Credit FEDFINANCIAL FCU
Jun 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2023 · Amount on Record
Deed Sale	Feb 28, 2023 · Amount on Record
Prior Sale	Nov 28, 2001 · Amount on Record
Deed Book / Page	16343 / 391
Record Updated	Jun 8, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 28, 2023
Property Address	9013 HARRIS ST, FREDERICK, MD 21704-7827
Document Number	0163430391
Book / Page	16343 / 391
Map Reference	MB 65 PG 46
Instrument Date	Feb 21, 2023
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	NOT AVAILABLE, SOURCEPOINT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9013 HARRIS ST, FREDERICK, MD 21704-7827

Mortgage

Document Number	0016343398
Date	Feb 28, 2023
Instrument	16343/398

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9013 HARRIS ST, FREDERICK, MD 21704-7827
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0118820169
Date	Jun 21, 2017
Book Page	11882/0169
Instrument	11882-0169

Lender

Name	FEDFINANCIAL FCU
Type	Credit Union
Address	SILVER SPRING, MD 20901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	May 24, 2032

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9013 HARRIS ST, FREDERICK, MD 21704-7827
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9013 HARRIS ST, FREDERICK, MD 21704-7827

Mortgage

Document Number	0160060158
Date	Jun 28, 2022
Book Page	16006/158

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,017.00 (+11.78%) Homeowner's exemption	$715,533 (+18.75%)	$859,000 (+33.43%) Land $277,200 Building $581,800
2023	$8,961.00	$602,533	$643,800 Land $201,700 Building $442,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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