Montgomery County property record for 9012 Willow Valley Dr, Potomac, MD 20854
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,934 sqft · built 1971 |
| Lot Size | 0.315 acres (13,728 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,130,000 (May 2021) |
| Tax Bill | $11,802 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00130471 |
| Primary APN | 04-00130471 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,934 sqft Living Area |
| Gross Area | 4,684 sqft |
| 1st Floor Area | 1,876 sqft |
| Basement Area | 882 sqft |
| Finished Basement | 882 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 13,728 sqft (0.315 acres) |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00130471 |
|---|---|
| Street Address | 9012 WILLOW VALLEY DR |
| City | POTOMAC |
| State | MD |
| Zip | 20854-2456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | COPENHAVER |
| Legal Subdivision | COPENHAVER |
| Legal Block | D |
| Legal Lot Number | 92 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 701210 |
Source: Montgomery County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9012 WILLOW VALLEY DR, POTOMAC, MD 20854-2456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| May 10, 2021 | Deed, Transfer · VA Mortgage APEX HOME LOANS INC |
| Mar 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2021 · Amount on Record |
| Deed Sale | May 10, 2021 · Amount on Record |
| Deed Book / Page | 62934 / 484 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Aug 25, 2026 |
| Property Address | 9012 WILLOW VALLEY DR, POTOMAC, MD 20854-2456 |
| Document Number | 7086000027 |
| Book / Page | 70863 / 27 |
| Instrument Date | Aug 19, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9012 WILLOW VALLEY DR, POTOMAC, MD 20854-2456 |
| Document Number | 7086000035, |
|---|---|
| Date | Aug 25, 2026 |
| Book Page | 70863/35 |
| Name | ATLANTIC COAST MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | May 10, 2021 |
| Property Address | 9012 WILLOW VALLEY DR, POTOMAC, MD 20854-2456 |
| Document Number | 0629340484 |
| Book / Page | 62934 / 484 |
| Map Reference | MB 89 PL 9489 |
| Instrument Date | Apr 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2021 |
| Title Company | KVS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9012 WILLOW VALLEY DR, POTOMAC, MD 20854-2456 |
| Document Number | 62934490 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 62934/490 |
| Name | APEX HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 9012 WILLOW VALLEY DR, POTOMAC, MD 20854-2456 |
| Document Number | 0558540064 |
| Instrument Date | Mar 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2018 |
| Title Company | WORLDWIDE SETTLEMENTS INC |
| Name | Verified Name |
|---|---|
| Address | 9012 WILLOW VALLEY DR POTOMAC MD 208542456, POTOMAC, MD 20854-2456 |
| Document Number | 0558540064 |
|---|---|
| Date | Apr 5, 2018 |
| Book Page | 055854/000064 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 4, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,078,800 (+5.25%) Land $463,500 Building $615,300 | $1,078,800 (-) Land $463,500 Building $615,300 | |
| 2025 | $11,802.00 (+18.57%) | $1,025,000 (+11.73%) | $1,078,800 (+17.59%) Land $463,500 Building $615,300 |
| 2023 | $917,400 Land $441,500 Building $475,900 | $917,400 Land $441,500 Building $475,900 | |
| 2022 | $9,954.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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