9012 W White Rd, Cheney, WA 99004 Property Records

Spokane County property record for 9012 W White Rd, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,699 sqft · built 1995
Lot Size	3.51 acres (153,331 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,755 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`24083.0601`

Property Details

APN / Parcel Number

Primary APN	`24083.0601`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,699 sqft Living Area
Gross Area	4,650 sqft
1st Floor Area	1,960 sqft
Basement Area	1,932 sqft
Finished Basement	1,739 sqft
Unfinished Basement	193 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	153,331 sqft
Garage Type	Attached
Garage Area	758 sqft
Parking Spaces	3 Parking Spaces
Deck Area	241 sqft
Patio Area	240 sqft
Canopy	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	9012 W WHITE RD
City	CHENEY
State	WA
Zip	99004-8664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	A & M WOODLAND PARK TR A OF SP90-661 AUDITORS #9501110135 BK 11 PG 74 & 75 BEING A PTN OF LT 9 BLK 2
Legal Range	42E
Legal Township	24N
Legal Section	08
Legal Subdivision	M WOODLAND PARK
Legal Tract	A
Legal Block	2
Legal Lot Number	9
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE SOUTH
Census Block Group	1
Census Block	1012
Census Tract	13501

Owner

9012 W White Rd is owned and occupied by two individuals.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9012 W WHITE RD, CHENEY, WA 99004-8664
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 22, 2020	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	9012 W WHITE RD, CHENEY, WA 99004-8664
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9012 W WHITE RD, CHENEY, WA 99004-8664

Mortgage

Document Number	0007457720
Date	Dec 8, 2025
Instrument	7457720

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	9012 W WHITE RD, CHENEY, WA 99004-8664
Document Number	0006888654
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9012 W WHITE RD CHENEY WA 990048664, CHENEY, WA 99004-8664

Mortgage

Document Number	0006888654
Date	Feb 3, 2020
Instrument	6888654

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 9012 W White Rd was $7,755, down 3.1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,755.00 (-3.07%)	$785,050 Land $133,350 Building $651,700	$785,050 Land $133,350 Building $651,700
2025	$8,001.00
2024		$746,360 (+20.71%) Land $96,460 Building $649,900	$746,360 (+20.71%) Land $96,460 Building $649,900
2023	$6,200.00 (-3.79%)	$618,300 Land $79,000 Building $539,300	$618,300 Land $79,000 Building $539,300
2022	$6,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9012 W White Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9012 W White Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 63% of Washington
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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