9012 Philo Ave, Saint Louis, MO 63123 Property Records

St. Louis County property record for 9012 Philo Ave, Saint Louis, MO 63123

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,320 sqft · built 1939
Lot Size0.169 acres (7,379 sqft)
OwnerIndividual Name on Record
Tax Bill$2,708 (2024)
Deeds & MortgagesApr 2022 Line of Credit
Nov 2020 Sale
Flood ZoneZone X (minimal risk)
APN25J-32-1291

Property Details

APN / Parcel Number

Primary APN25J-32-1291

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,320 sqft Living Area
Gross Area1,448 sqft
1st Floor Area1,320 sqft

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Architectural StyleBungalow
Exterior MaterialBrick
Foundation TypeNo Foundation
Lot Area7,379 sqft (0.169 acres)
Lot Dimensions81 ft deep x 49 ft wide
View / LotCul-De-Sac
Garage TypeDetached
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area128 sqft
Deck Area160 sqft
Patio Area230 sqft
Poultry House70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address9012 PHILO AVE
CitySAINT LOUIS
StateMO
Zip63123-4635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code65RSING
Legal DescriptionWILBUR TERRACE LOT PT 20
Legal SubdivisionWILBUR TERRACE
Legal Block3
Legal Lot Number20
JurisdictionST LOUIS MO
Township / Civil DivisionCONCORD
Census Block Group4
Census Block4017
Census Tract219900

Owner

Source: St. Louis County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9012 PHILO AVE, SAINT LOUIS, MO 63123-4635
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2022Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Nov 9, 2020Beneficiary Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2004
Deed SaleDec 29, 2004
Deed Document Number2004924
Deed Book / Page16283 / 2927
Last Transfer DateOct 26, 2020
Transfer Doc0242510275
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address9012 PHILO AVE, SAINT LOUIS, MO 63123-4635
Transaction TypeMortgage
Record UpdatedFeb 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address92012 PHILO AVE, SAINT LOUIS, MO 63123

Mortgage

Document Number2022042000061
DateApr 20, 2022
Instrument2022042000061
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMay 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST LOUIS MO
Recording DateNov 9, 2020
Property Address9012 PHILO AVE, SAINT LOUIS, MO 63123-4635
Document Number0242510275
Book / Page24251 / 275
Map ReferenceMB 34 PG 33
Instrument DateOct 26, 2020
Instrument2020110900530
Transaction TypeTransfer
Record UpdatedSep 1, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9012 PHILO AVE, 9012, SAINT LOUIS, MO 63123-4635

Transferred To (Grantee/Buyer)

NameVerified Name
Address9012 PHILO AVE, SAINT LOUIS, MO 63123-4635

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityWilbur Park Village
Unified School DistrictBayless School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$42,470 (+14.11%) Land $12,940 Building $29,530$223,500 (+14.09%) Land $68,100 Building $155,400
2024$2,708.00 (+1.61%)
2023$2,665.00 (+9.63%)$37,220 (+19.03%) Land $6,970 Building $30,250$195,900 (+19.02%) Land $36,700 Building $159,200
2022$2,431.00$31,270 Land $7,960 Building $23,310
2021$164,600 Land $41,900 Building $122,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
800 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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