9012 Pecan St, Youngstown, FL 32466 Property Records

Bay County property record for 9012 Pecan St, Youngstown, FL 32466

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1991
Lot Size	0.557 acres (24,262 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Aug 2026)
Tax Bill	$1,996 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`05369-000-000`

Property Details

APN / Parcel Number

Primary APN	`05369-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,536 sqft Living Area
1st Floor Area	1,092 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	24,262 sqft (0.557 acres)
Lot Dimensions	270 ft deep x 90 ft wide
Garage Type	Carport
Garage Area	994 sqft
Carport	Carport
Carport Area	994 sqft
Driveway	Driveway
Driveway Area	2,000 sqft
Porch	Unfinished Open Porch
Porch Area	677 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9012 PECAN ST
City	YOUNGSTOWN
State	FL
Zip	32466-2619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BC15
Legal Description	LAKESHORE HEIGHTS LOT 9 ORB 1281 P 643 BLK A ORB 2131 P 146
Legal Range	13W
Legal Township	02S
Legal Section	18
Legal Subdivision	LAKESHORE HEIGHTS
Legal Block	A
Legal Lot Number	9
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2012
Census Tract	402

Owner

9012 Pecan St is owned and occupied by an individual who bought it in August 2026.

Source: Bay County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7825 BAYMEADOWS WAY, 205A, JACKSONVILLE, FL 32256-7576
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2026 · Amount on File
Deed Sale	Aug 7, 2026 · Amount on File
Prior Sale	Jul 1, 2003 · Amount on File
Deed Document Number	202648686
Deed Book / Page	5065 / 1379
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Aug 7, 2026
Property Address	9012 PECAN ST, YOUNGSTOWN, FL 32466-2619
Document Number	0000048686
Book / Page	5065 / 1379
Instrument Date	Aug 7, 2026
Instrument	202648686
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	BLUE TITLE LLC, BLUE MARLIN TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300,475.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner

Mortgage

Document Number	0000048687,
Date	Aug 7, 2026
Instrument	202648687

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 9012 Pecan St was $1,996 with exemptions applied, up 3.7% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,996.00 (+3.74%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$207,704	$220,608 Land $70,682 Building $149,926
2024	$1,924.00 (+2.39%)
2023	$1,879.00 (+6.76%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$195,971 (+2.03%)	$211,066 (+3.95%) Land $64,274 Building $146,792
2022	$1,760.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$192,063	$203,055 Land $64,274 Building $138,781

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 9012 Pecan St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	10 (2018–2021)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9012 Pecan St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20