9012 Opal Crest Dr, Mint Hill (Charlotte), NC 28227 Property Records

Mecklenburg County property record for 9012 Opal Crest Dr, Mint Hill, NC 28227

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,307 sqft · built 2018
Lot Size0.398 acres (17,360 sqft)
OwnerIndividual Name on Record
Last Sale$475,500 (Nov 2018)
Tax Bill$6,566 (2023)
Deeds & MortgagesJul 2020 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN139-363-54

Property Details

APN / Parcel Number

Primary APN139-363-54

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,307 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick Veneer
Foundation TypeRaised
Lot Area17,360 sqft (0.398 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number139-363-54
Street Address9012 OPAL CREST DR
CityMINT HILL
StateNC
Zip28227-3592
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionL387 M58-852
Legal SubdivisionSUMMERWOOD MAP 8
Legal Lot Number387
JurisdictionMECKLENBURG NC
Township / Civil Division6, CLEAR CREEK
Census Block Group1
Census Block1054
Census Tract5714

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address9012 OPAL CREST DR, MINT HILL, NC 28227-3592
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Nov 20, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2018 · Amount on Record
Deed SaleNov 20, 2018 · Amount on Record
Prior SaleAug 5, 2016 · Amount on Record
Deed Document Number0033119670
Deed Book / Page33119 / 670
Record UpdatedJun 7, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address9012 OPAL CREST DR, MINT HILL, NC 28227-3592
Document Number0000120567
Instrument DateJul 31, 2020
Transaction TypeMortgage
Record UpdatedAug 28, 2020
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9012 OPAL CREST DR MINT HILL NC 282273592, MINT HILL, NC 28227-3592

Mortgage

Document Number0000120567
DateAug 4, 2020
Book Page034891/000214
Instrument120567
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 3, 2050

November 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 20, 2018
Property Address9012 OPAL CREST DR, MINT HILL, NC 28227-3592
Document Number0000144510
Book / Page33119 / 670
Map ReferenceMB58 PG852
Instrument DateNov 19, 2018
Instrument2018144510
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$951.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13000 S TRYON ST STF 205, 13000, CHARLOTTE, NC 28278-7652

Transferred To (Grantee/Buyer)

NameVerified Name
Address9012 OPAL CREST DR, MINT HILL, NC 28227-3592

Mortgage

Document Number0000144511
DateNov 20, 2018
Instrument2018144511
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMint Hill Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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