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9010 McPherson St, Frederick, MD 21704 Property Records

Frederick County property record for 9010 McPherson St, Frederick, MD 21704 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,396 sqft · built 2002
Lot Size0.104 acres (4,536 sqft)
Owner2 Individual Names on File
Last Sale$357,706 (Jun 2002)
Tax Bill$8,495 (2025)
Deeds & MortgagesSep 2021 Mortgage
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-226284

Property Details

APN / Parcel Number

Primary APN07-226284
Alternative APNs
  • 7226284
  • 226284

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,396 sqft Living Area
1st Floor Area1,218 sqft
Basement Area960 sqft
Finished Basement960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area4,536 sqft (0.104 acres)
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area229 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number226284
Street Address9010 MCPHERSON ST
CityFREDERICK
StateMD
Zip21704-7860
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1017 SECT M1A 4,536 SQ. FT. VILLAGES OF URBANA
Legal SubdivisionVILLAGES/URBANA SEC M-1A
Legal Lot Number1017
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group2
Census Block2018
Census Tract752206

Owner

Source: Frederick County records · APN 07-226284

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9010 MCPHERSON ST, FREDERICK, MD 21704-7860
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
EMBRACE HOME LOANS INC
Mar 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
EMBRACE HM LOANS
Oct 31, 2018Deed of Trust, Mortgage · Conventional Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 12, 2002 · Amount on Record
Deed SaleJun 12, 2002 · Amount on Record
Deed Document Number20024579
Deed Book / Page3168 / 386
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9010 MCPHERSON ST, FREDERICK, MD 21704-7860
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyEQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0153390312
DateSep 30, 2021
Book Page15339/312
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 01, 2036

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9010 MCPHERSON ST, FREDERICK, MD 21704-7860
Document Number0136060074
Instrument DateMar 06, 2020
Transaction TypeMortgage
Record UpdatedMay 25, 2020
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9010 MCPHERSON ST FREDERICK MD 217047860, FREDERICK, MD 21704-7860

Mortgage

Document Number0136060074
DateMar 23, 2020
Book Page013606/000074
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 22, 2040

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9010 MCPHERSON ST, FREDERICK, MD 21704-7860
Document Number0127770336
Instrument DateOct 31, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2019
Title CompanyCAPITOL TITLE COMPANY INC, CAPITOL TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address9010 MCPHERSON ST FREDERICK MD 217047860, FREDERICK, MD 21704-7860

Mortgage

Document Number0127770336
DateDec 28, 2018
Book Page012777/000336
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 27, 2048
Interest
Rate TypeAdjustable Rate
Rate4.75%

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$711,900 (+27.43%)$768,200 (+28.18%) Land $270,000 Building $498,200
2025$8,495.00 (+10.9%)
2023$7,660.00 Homeowner's exemption$558,667$599,300 Land $195,000 Building $404,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217522062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 221 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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