901 Watson Ln, Henderson, KY 42420 Property Records

Henderson County property record for 901 Watson Ln, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,333 sqft · built 1973
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Company Names on Record
Last Sale	$165,500 (Jan 2020)
Tax Bill	$1,379 (2025)
Deeds & Mortgages	Oct 2025 Transfer Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65I-28`

Property Details

APN / Parcel Number

Primary APN	`65I-28`
Alternative APN	`46349`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,333 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	624 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	46349
Street Address	901 WATSON LN
City	HENDERSON
State	KY
Zip	42420-2253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SINGLE FAMILY
Legal Subdivision	BROOKHAVEN
Legal Block	E
Legal Lot Number	3
Jurisdiction	HENDERSON KY
Township / Civil Division	SPOTTSVILLE
Census Block Group	1
Census Block	1013
Census Tract	20701

Owner

Source: Henderson County records, as of November 25, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	901 WATSON LN, HENDERSON, KY 42420-2253
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Intrafamily Transfer, Transfer
Jan 14, 2020	Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2020 · Amount on Record
Deed Sale	Jan 14, 2020 · Amount on Record
Prior Sale	Jun 13, 2013 · Amount on Record
Deed Document Number	2020416
Deed Book / Page	641 / 880
Last Transfer Date	Jun 24, 2025
Transfer Doc	0RE686/339
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON KY
Recording Date	Oct 8, 2025
Property Address	901 WATSON LN, HENDERSON, KY 42420-2253
Document Number	0RE686/339
Book / Page	RE686 / 339
Instrument Date	Jun 24, 2025
Instrument	2025009603
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	901 WATSON LN, HENDERSON, KY 42420-2253

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 WATSON LN, HENDERSON, KY 42420-2253

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Jan 14, 2020
Property Address	901 WATSON LN, HENDERSON, KY 42420-2253
Document Number	RE0641/880
Book / Page	RE 0641 / 880
Map Reference	MB 225 PG 378
Instrument Date	Jan 10, 2020
Instrument	2020000416
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4627 BARRINGTON PL, OWENSBORO, KY 42301-7908

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	901 WATSON LN, HENDERSON, KY 42420-2253

Mortgage

Document Number	2020000417
Date	Jan 14, 2020
Instrument	2020000417

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Feb 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,379.00 (-2.96%) Homeowner's exemption	$173,500 (-)	$173,500 (-)
2023	$1,421.00 (-3.53%) Homeowner's exemption	$173,500 (+4.83%)	$173,500 (+4.83%)
2022	$1,473.00 Homeowner's exemption	$165,500	$165,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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