901 Spur Rd, Decherd, TN 37324 Property Records

Franklin County property record for 901 Spur Rd, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,499 sqft · built 1999
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Jun 2023)
Tax Bill	$1,229 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026038 05303`

Property Details

APN / Parcel Number

Primary APN	`026038 05303`
Alternative APN	`038 05303`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,499 sqft Living Area
1st Floor Area	1,499 sqft
Basement Area	995 sqft
Finished Basement	995 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2002
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Type	Unfinished
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	168 sqft
Deck Area	288 sqft
Patio Area	288 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	901 SPUR RD
City	DECHERD
State	TN
Zip	37324-4531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 09 TRACT 4, COUNTY AREA: R02
Legal Tract	4
Jurisdiction	FRANKLIN TN
Township / Civil Division	6
Census Block Group	1
Census Block	1088
Census Tract	960100

Owner

Source: Franklin County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	901 SPUR RD, DECHERD, TN 37324-4531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jun 5, 2023	Warranty Deed, Transfer · VA Mortgage NATIONS RELIABLE LENDING LLC
Jul 2, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST NAT'L BK/MIDDLE TN
Oct 4, 2019	Warranty Deed, Transfer · VA Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023 · Amount on Record
Deed Sale	Jun 5, 2023 · Amount on Record
Prior Sale	Oct 4, 2019 · Amount on Record
Deed Document Number	23003455
Deed Book / Page	D476 / 618
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	901 SPUR RD, DECHERD, TN 37324-4531
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024001309
Date	Mar 12, 2024
Book Page	T1517/209
Instrument	24001309

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jun 5, 2023
Property Address	901 SPUR RD, DECHERD, TN 37324-4531
Document Number	0023003455
Book / Page	D476 / 618
Instrument Date	Jun 5, 2023
Instrument	23003455
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	METROPOLITAN ESCROW, METROPOLITAN ESCROW INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,369.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 SPUR RD, DECHERD, TN 37324-4531

Mortgage

Document Number	0023003456
Date	Jun 5, 2023
Instrument	23003456

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	901 SPUR RD, DECHERD, TN 37324-4531
Document Number	0000004410
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	SIGNATURE TITLE, SIGNATURE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	901 SPUR RD DECHERD TN 373244531, DECHERD, TN 37324-4531

Mortgage

Document Number	0000004410
Date	Jul 2, 2020
Book Page	001335/000249
Instrument	4410

Lender

Name	FIRST NAT'L BK/MIDDLE TN
Address	MURFREESBORO, TN 37129

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Oct 4, 2019
Property Address	901 SPUR RD, DECHERD, TN 37324-4531
Document Number	0019006200
Book / Page	D0439 / 313
Instrument Date	Oct 3, 2019
Instrument	19006200
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	SECURITY T&E CO LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$839.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 SPUR RD, DECHERD, TN 37324-4531

Mortgage

Document Number	0019006201
Date	Oct 4, 2019
Instrument	19006201

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,229.00 (+6.41%)	$61,600 (-) Land $8,000 Building $53,600
2023		$61,600 Land $8,000 Building $53,600
2022	$1,155.00		$246,400 Land $32,000 Building $214,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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