901 S Osborn Ln, Gilbert, AZ 85296 Property Records

Maricopa County property record for 901 S Osborn Ln, Gilbert, AZ 85296

Property Summary

Property Type	Townhouse
Details	4 ba · 2,035 sqft · built 2008
Lot Size	0.05 acres (2,214 sqft)
Owner	Individual Name on Record
Last Sale	$193,900 (Sep 2014)
Tax Bill	$1,226 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`313-14-490`

Property Details

APN / Parcel Number

Primary APN	`313-14-490`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	3 Stories
Building Area	2,035 sqft Living Area
1st Floor Area	483 sqft
2nd Floor Area	892 sqft

Exterior

Year Built	Built 2008
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	2,214 sqft (0.05 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	901 S OSBORN LN
City	GILBERT
State	AZ
Zip	85296-1464
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-4
Legal Description	COOLEY STATION NORTH PARCEL 2 MCR 751-26
Legal Range	06E
Legal Township	01S
Legal Section	23
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	COOLEY STATION NORTH PARCEL 2
Legal Lot Number	483
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1004
Census Tract	814801

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	901 S OSBORN LN, GILBERT, AZ 85296-1464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 18, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOMETOWN EQUITY MORTGAGE
Oct 17, 2018	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2014 · Amount on Record
Deed Sale	Sep 30, 2014 · Amount on Record
Prior Sale	Dec 28, 2012 · Amount on Record
Deed Document Number	20140649155
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	901 S OSBORN LN, GILBERT, AZ 85296-1464
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 S OSBORN LN, GILBERT, AZ 85296-1464

Mortgage

Document Number	0000402893
Date	Aug 2, 2023
Instrument	20230402893

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	901 S OSBORN LN, GILBERT, AZ 85296-1464
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 S OSBORN LN, GILBERT, AZ 85296-1464

Mortgage

Document Number	0001245350
Date	Nov 22, 2021
Instrument	20211245350

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	901 S OSBORN LN, GILBERT, AZ 85296-1464
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 S OSBORN LN, GILBERT, AZ 85296-1464

Mortgage

Document Number	0000555545
Date	Oct 18, 2024
Instrument	20240555545

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	901 S OSBORN LN, GILBERT, AZ 85296-1464
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000776780
Date	Oct 17, 2018
Instrument	20180776780

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 15, 2023

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,810 (-5.28%)	$368,100 (-5.28%) Land $73,600 Building $294,500
2025	$1,226.00 (-5.84%)
2024		$38,860	$388,600 Land $77,700 Building $310,900
2023	$1,302.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 705 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35

May also be available: CenturyLink, T-Mobile, Verizon.

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