901 Rosser Rd, Windermere, FL 34786 Property Records

Orange County property record for 901 Rosser Rd, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,714 sqft · built 1922
Lot Size	2.35 acres (102,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,600,000 (Feb 2015)
Tax Bill	$12,827 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`09-23-28-0000-00-014`

Property Details

APN / Parcel Number

Primary APN	`09-23-28-0000-00-014`
Alternative APNs	`282309000000014` `276020` `280864` `285022`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,714 sqft Living Area
Gross Area	3,032 sqft
1st Floor Area	624 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	102,579 sqft (2.35 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	1,111 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	901 ROSSER RD
City	WINDERMERE
State	FL
Zip	34786-8418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	BEG 607.5 FT W & 834.23 FT N OF SE COR OF SW1/4 OF SW1/4 RUN E 47.93 FT S 58 DEG E 136 FT N 10 DEG E 258 FT M/L TO SHORE OF LAKE DOWN RUN NWLY ALONG SHORE LINE TO A POINT N OF POB
Legal Subdivision	ACREAGE & UNREC
Legal Tract	0000
Legal Lot Number	5
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2002
Census Tract	14809

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	901 ROSSER RD, WINDERMERE, FL 34786-8418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2015 · Amount on Record
Deed Sale	Feb 9, 2015 · Amount on Record
Prior Sale	May 24, 2013 · Amount on Record
Deed Document Number	201567144
Deed Book / Page	10872 / 8367
Prior Transfer Date	Sep 14, 2007
Prior Transfer Doc	0000646104
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	901 ROSSER RD, WINDERMERE, FL 34786-8418
Document Number	0000390645
Instrument Date	Jul 7, 2017
Transaction Type	Mortgage
Record Updated	Jul 26, 2017
Title Company	HOMETOWN TITLE GROUP INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	901 ROSSER RD WINDERMERE FL 347868418, WINDERMERE, FL 34786-8418

Mortgage

Document Number	0000390645
Date	Jul 13, 2017
Instrument	390645

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Windermere Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$798,989 (-0.12%)	$1,188,165 (-1.06%) Land $850,000 Building $338,165
2025	$12,827.00 (+100.11%) Homeowner's exemption	$799,937 (+112.47%)	$1,200,835 (+3.34%) Land $850,000 Building $350,835
2024	$6,410.00 (+6.13%)
2023	$6,040.00 (+3.11%) Homeowner's exemption	$376,497 (+3%)	$1,161,977 (+4.25%) Land $850,000 Building $311,977
2022	$5,858.00 Homeowner's exemption	$365,531	$1,114,657 Land $850,000 Building $264,657

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	100.7 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	11 (1989–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20