901 Reserve Rd, Franklin, NC 28734 Property Records

Macon County property record for 901 Reserve Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 5.5 ba · 4,203 sqft · built 1994
Lot Size	23.1 acres (1,006,672 sqft)
Owner	Company Name on Record
Last Sale	$763,000 (Dec 2020)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6564370811`

Property Details

APN / Parcel Number

Primary APN	`6564370811`
Alternative APNs	`0846528` `148495`

Interior

Bedrooms	3 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,203 sqft Heated Area
1st Floor Area	2,912 sqft
Upper Floors Area	1,291 sqft
Attic	Attic
Attic Area	1,291 sqft
Basement Area	2,348 sqft
Finished Basement	2,348 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	1,006,672 sqft (23.1 acres)
Terrain	Rolling
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	1,402 sqft
Deck Area	224 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	148495
Street Address	901 RESERVE RD
City	FRANKLIN
State	NC
Zip	28734-1329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MILL CREEK ESTATES
Legal Subdivision	WILLOW VIEW VILLAS
Jurisdiction	MACON NC
Township / Civil Division	CARTOOGECHAYE
Census Block Group	1
Census Block	1100
Census Tract	970200

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6110 ZELMA RD, LUTZ, FL 33558-4867
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Oct 26, 2020	Warranty Deed, Transfer
Jul 23, 2020	Warranty Deed, Transfer DJA HOLDINGS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2020 · Amount on Record
Deed Sale	Dec 17, 2020 · Amount on Record
Prior Sale	Jul 23, 2020 · Amount on Record
Deed Document Number	202010156
Deed Book / Page	40 / 258
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Dec 17, 2020
Property Address	901 RESERVE RD, FRANKLIN, NC 28734-1329
Document Number	M40/258
Book / Page	M-40 / 258
Map Reference	CARD 5058
Instrument Date	Dec 16, 2020
Instrument	2020010156
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,526.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2119 LAKESIDE DR, 2119, FRANKLIN, NC 28734-0772

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6110 ZELMA RD, LUTZ, FL 33558-4867

Mortgage

Document Number	2020010157
Date	Dec 17, 2020
Instrument	2020010157

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Oct 26, 2020
Property Address	901 RESERVE RD, FRANKLIN, NC 28734-1329
Document Number	H40/2117
Book / Page	H-40 / 2117
Map Reference	CARD 5058
Instrument Date	Oct 23, 2020
Instrument	2020008141
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2119 LAKESIDE DR STE B, B, FRANKLIN, NC 28734-0799

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jul 23, 2020
Property Address	901 RESERVE RD, FRANKLIN, NC 28734-1329
Document Number	B40/787
Book / Page	B-40 / 787
Map Reference	CARD 5058
Instrument Date	Jul 22, 2020
Instrument	2020004997
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1035 PICKLE RD, 1035, SHELBYVILLE, TN 37160-6457

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2119 LAKESIDE DR STE B, B, FRANKLIN, NC 28734-0799

Mortgage

Document Number	2020004998
Date	Jul 23, 2020
Instrument	2020004998

Lender

Name	DJA HOLDINGS LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	373 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$1,191,880 (+0.92%) Land $212,150 Building $979,730	$1,191,880 (+0.92%) Land $212,150 Building $979,730
2023	$1,180,980 Land $212,150 Building $968,830	$1,180,980 Land $212,150 Building $968,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2004–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000

Cell Coverage

5G and 4G LTE (outdoors only)

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