901 Pearl St, Modesto, CA 95350 Property Records

Stanislaus County property record for 901 Pearl St, Modesto, CA 95350

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,438 sqft · built 1953
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Apr 2008)
Tax Bill	$2,636 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`118-006-048-000`

Property Details

APN / Parcel Number

Primary APN	`118-006-048-000`
Alternative APNs	`1180648000` `1180648`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,438 sqft Living Area
1st Floor Area	1,438 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Wood
Lot Area	7,841 sqft (0.18 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces
Patio Area	670 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	901 PEARL ST
City	MODESTO
State	CA
Zip	95350-4126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ROOSEVELT CENTER
Legal Block	3
Legal Lot Number	10
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3012
Census Tract	1300

Owner

901 Pearl St is owned and occupied by an individual who bought it in April 2008.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	901 PEARL ST, MODESTO, CA 95350-4126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2018	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Sep 24, 2018	Deed of Trust, Mortgage · FHA Mortgage REVERSE MTG FNDG
Oct 29, 2018	Quit Claim Deed FNC TITLE SERVICES, FNC TITLE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2008 · Amount on File
Deed Sale	Apr 1, 2008 · Amount on File
Prior Sale	May 9, 2006 · Amount on File
Deed Document Number	200833195
Prior Transfer Date	May 18, 2005
Prior Transfer Doc	0000092325
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	901 PEARL ST, MODESTO, CA 95350-4126
Document Number	0000074995
Instrument Date	Oct 24, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 PEARL ST MODESTO CA 953504126, MODESTO, CA 95350-4126

Mortgage

Document Number	0000074995
Date	Oct 29, 2018
Instrument	74995

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	4.63%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	901 PEARL ST, MODESTO, CA 95350-4126
Document Number	0000074994
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2018
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 PEARL ST MODESTO CA 953504126, MODESTO, CA 95350-4126

Mortgage

Document Number	0000074994
Date	Oct 29, 2018
Instrument	74994

Lender

Name	REVERSE MTG FNDG
Type	Mortgage Company
Address	BLOOMFIELD, NJ 07003

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	4.63%

October 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Oct 29, 2018
Property Address	901 PEARL ST, MODESTO, CA 95350-4126
Document Number	0000074993
Instrument Date	Sep 24, 2018
Instrument	74993
Record Updated	Nov 12, 2018
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 PEARL ST MODESTO CA 953504126, MODESTO, CA 95350-4126

Tax Assessment & Valuation

The 2026 property tax bill for 901 Pearl St was $2,636 with a homeowner's exemption, up 1.2% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,636.00 (+1.19%) Homeowner's exemption	$234,446 (+2%) Land $53,583 Building $180,863
2025	$2,605.00 Homeowner's exemption	$229,850 Land $52,533 Building $177,317
2023	$2,449.00 (+2.55%) Homeowner's exemption	$220,927 Land $50,494 Building $170,433
2022	$2,388.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 901 Pearl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 901 Pearl St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ayera Technologies, ezWave.

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