901 N Howeth St, Gainesville, TX 76240 Property Records

Cooke County property record for 901 N Howeth St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,417 sqft · built 1945
Lot Size	0.176 acres (7,680 sqft)
Owner	Company Name on Record
Tax Bill	$2,383 (2025)
Deeds & Mortgages	Jun 2005 Mortgage Nov 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2455-001-00008`

Property Details

APN / Parcel Number

Primary APN	`2455-001-00008`
Alternative APN	`19439`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,417 sqft Living Area
Gross Area	2,042 sqft
1st Floor Area	1,417 sqft
2nd Floor Area	288 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	7,680 sqft (0.176 acres)
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	137 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Account Number	2455-001-00008
Street Address	901 N HOWETH ST
City	GAINESVILLE
State	TX
Zip	76240-3626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEE RE; 2455; BLOCK 1; LOT 8; 0.1763
Legal Subdivision	LEE RE
Legal Block	1
Legal Lot Number	8
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3007
Census Tract	600

Owner

Source: Cooke County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16775 ADDISON RD, 480, ADDISON, TX 75001-5763
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2005	Deed of Trust, Mortgage · Conventional Mortgage AMERIQUEST MORTGAGE CO
Nov 18, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage JAMES BOYLES
Nov 19, 2025	Warranty Deed, Transfer
Dec 21, 2022	Vendor's Lien, Transfer · Conventional Mortgage AMERICAN HERITAGE LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2025
Deed Sale	Nov 19, 2025
Prior Sale	Dec 21, 2022 · Amount on Record
Deed Document Number	20258451
Deed Book / Page	2748 / 124
Prior Transfer Date	Jun 28, 2019
Prior Transfer Doc	0000093294
Record Updated	Sep 20, 2026

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	901 N HOWETH ST, GAINESVILLE, TX 76240-3626
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001378/001
Date	Jun 30, 2005
Book Page	1378/001
Instrument	2005-00005404

Lender

Name	AMERIQUEST MORTGAGE CO
Type	Subprime Lender
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	174 Months
Due	Dec 1, 2019

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	901 N HOWETH ST, GAINESVILLE, TX 76240-3626
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 LAMP POST LN, RICHARDSON, TX 75080-5724
Investor	Possibly a Property Investor

Mortgage

Document Number	002679/699
Date	Nov 18, 2024
Book Page	2679/699
Instrument	2024-8332

Lender

Name	JAMES BOYLES
Type	Private Party
Address	2530 ROCHELLE RD, ROCKWALL, TX 75032

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 4, 2034

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Nov 19, 2025
Property Address	901 N HOWETH ST, GAINESVILLE, TX 76240-3626
Document Number	002748/124
Book / Page	2748 / 124
Map Reference	CAB B SL 76
Instrument Date	Oct 8, 2025
Instrument	2025-8451
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1416 LAMP POST LN, RICHARDSON, TX 75080-5724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16775 ADDISON RD STE 480, 480, ADDISON, TX 75001-5763

December 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Dec 21, 2022
Property Address	901 N HOWETH ST, GAINESVILLE, TX 76240-3626
Document Number	002554/586
Book / Page	2554 / 586
Map Reference	CAB B SL 76
Instrument Date	Dec 15, 2022
Instrument	2022-10281
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	THE TITLE SERVICES GROUP, THE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202210284
Date	Dec 21, 2022
Instrument	2022-10284

Lender

Name	AMERICAN HERITAGE LENDING INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,383.00 (+25.75%)	$113,937 (-16.75%) Land $31,258 Building $82,679	$113,937 (-16.75%) Land $31,258 Building $82,679
2024	$1,895.00 (-25.57%)
2023		$136,868 Land $28,416 Building $108,452	$136,868 Land $28,416 Building $108,452
2022	$2,546.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8.

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