901 Monarch Dr, Chatham, IL 62629 Property Records

Sangamon County property record for 901 Monarch Dr, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.364 acres (15,860 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jan 2026)
Tax Bill	$7,827 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-07.0-425-041`

Property Details

APN / Parcel Number

Primary APN	`29-07.0-425-041`
Alternative APN	`29070425041 (CHECK DIGIT = 8)`

Exterior

Lot Area	15,860 sqft (0.364 acres)

Location & Zoning

Account Number	29070425041
Street Address	901 MONARCH DR
City	CHATHAM
State	IL
Zip	62629-9672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL A AS SEEN ON SURVEY DOC#94037357 PT BRECKENRIDGE ESTS #3 RESURVEY OF LOTS 319 THRU 328 7-14-5
Legal Range	05
Legal Township	14
Legal Section	07
Legal Subdivision	PT BRECKENRIDGE ESTS
Legal Lot Number	319-328
Jurisdiction	SANGAMON IL
Township / Civil Division	BALL
Census Block Group	5
Census Block	5004
Census Tract	3203

Owner

901 Monarch Dr is owned and occupied by two individuals who bought it in January 2026.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	901 MONARCH DR, CHATHAM, IL 62629-9672
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE
Aug 23, 2023	Deed of Trust, Mortgage · Line of Credit CEFCU
Jul 26, 2005	Deed of Trust, Mortgage · Stand-Alone First Mortgage UNITED COMMUNITY BANK
Jun 11, 2013	Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA
Jan 15, 2026	Warranty Deed, Transfer · Line of Credit PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2026 · Amount on File
Deed Sale	Jan 15, 2026 · Amount on File
Prior Sale	Mar 27, 2009 · Amount on File
Deed Document Number	2026793
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	901 MONARCH DR, CHATHAM, IL 62629-9672
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R32556
Date	Dec 1, 2021
Instrument	2021R32556

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2036

Interest

Rate Type	Fixed Rate

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	901 MONARCH DR, CHATHAM, IL 62629-9672
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R15416
Date	Aug 23, 2023
Instrument	2023R15416

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 22, 2048

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	901 MONARCH DR, CHATHAM, IL 62629-9672
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005R30071
Date	Jul 26, 2005
Instrument	2005R30071

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 25, 2020

Interest

Rate Type	Fixed Rate

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	901 MONARCH DR, CHATHAM, IL 62629-9672
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013R19101
Date	Jun 11, 2013
Instrument	2013R19101

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2043

Interest

Rate Type	Fixed Rate

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jan 15, 2026
Property Address	901 MONARCH DR, CHATHAM, IL 62629-9672
Document Number	2026R00793
Map Reference	DOC 94-37357
Instrument Date	Jan 12, 2026
Instrument	2026R00793
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	901 MONARCH DR, CHATHAM, IL 62629-9672

Mortgage

Document Number	2026R00794
Date	Jan 15, 2026
Instrument	2026R00794

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	6 Months
Due	Jul 14, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 901 Monarch Dr was $7,827 with a homeowner's exemption, up 8.8% from the year before.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Ball Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,827.00 (+8.75%)	$113,414 (+7.29%) Land $20,769 Building $92,645	$340,242 (+7.29%) Land $62,307 Building $277,935
2024	$7,197.00 Homeowner's exemption	$105,708 Land $19,358 Building $86,350	$317,124 Land $58,074 Building $259,050
2022	$6,439.00 Homeowner's exemption	$89,359 Land $16,364 Building $72,995	$268,077 Land $49,092 Building $218,985

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 901 Monarch Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 901 Monarch Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM serves 16,423 people · EPA ID IL1670300
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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