Owen County property record for 901 Laymon Ave, Spencer, IN 47460
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,970 sqft · built 1968 |
| Lot Size | 1.95 acres (84,942 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,912 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-10-21-200-280.000-027 |
| Primary APN | 60-10-21-200-280.000-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,970 sqft Living Area |
| 1st Floor Area | 1,970 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 84,942 sqft (1.95 acres) |
| Terrain | High |
| Garage Type | Mixed |
| Garage Area | 1,110 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001030597 |
|---|---|
| Street Address | 901 LAYMON AVE |
| City | SPENCER |
| State | IN |
| Zip | 47460-1032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN W 1/2 NW S21 T10 R3 1.95A |
| Legal Range | 3 |
| Legal Township | 10 |
| Legal Section | 21 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 955800 |
901 Laymon Ave is owned and occupied by two individuals who acquired it in November 2015.
Source: Owen County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 901 LAYMON AVE, SPENCER, IN 47460-1032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2015 |
| Deed Sale | Nov 30, 2015 |
| Deed Document Number | 2015203557 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN IN |
| Property Address | 901 LAYMON AVE, SPENCER, IN 47460-1032 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000225510 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 225510 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 901 Laymon Ave was $1,912 with a homeowner's exemption, down 7.2% from the year before.
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Washington Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,912.00 (-7.18%) Homeowner's exemption | $300,100 Land $38,600 Building $261,500 | $300,100 Land $38,600 Building $261,500 |
| 2024 | $2,060.00 (+4.57%) | ||
| 2023 | $1,970.00 (+2.39%) | $253,100 Land $34,500 Building $218,600 | $253,100 Land $34,500 Building $218,600 |
| 2022 | $1,924.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 901 Laymon Ave in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 32 (1991–2026) |
| Claims Outside the SFHA | 1 of 32 |
| Most Recent Claim | Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 901 Laymon Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: South Central Indiana REMC.
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