901 Krays Lake Rd, Cold Spring, MN 56320 Property Records

Stearns County property record for 901 Krays Lake Rd, Cold Spring, MN 56320 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Year Built	Built 2022
Square Footage	2,576 sqft Living Area
Lot Size	40,249 sqft (0.924 acres)
Occupancy	Owner Occupied
Last Sale	$285,000 (2022)
Tax Bill	$13,454.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`48-29702-0857`

Interior

Bedrooms	3 Beds
Building Area	2,576 sqft Living Area
1st Floor	2,576 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	40,249 sqft (0.924 acres)
Depth X Width	393 ft x 104 ft Depth x Width

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	901 KRAYS LAKE RD
City	COLD SPRING
State	MN
Zip	56320-0004
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 002 BLK 002 RIVER LINKS FOURTH ADDITION SECTION 21 TOWNSHIP 123 RANGE 30 SECTION 21 TOWNSHIP 123 RANGE 30
Legal Range	30W
Legal Township	123
Legal Section	21
Legal Subdivision	RIVER LINKS FOURTH ADDITION
Legal Block	2
Legal Lot Number	2
Jurisdiction	STEARNS MN
Minor Civil Division	COLD SPRING
Census Blockgroup	4
Census Block	4010
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29702-0857

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	901 KRAYS LAKE RD, COLD SPRING, MN 56320-0004
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 27, 2022 · Amount on Record
Deed Sale	Apr 27, 2022 · Amount on Record
Deed Doc Number	20221402055
Record Refreshed	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 29, 2022
Property Address	901 KRAYS LAKE RD, COLD SPRING, MN 56320-0004
Document Number	0000T44788
Instrument Date	Apr 22, 2022
Instrument	T44788
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	901 KRAYS LAKE RD, COLD SPRING, MN 56320-0004

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,454.00 (+716.38%)	$1,060,000 (+8.4%) Land $254,600 Building $805,400	$1,060,000 (+8.4%) Land $254,600 Building $805,400
2025		$977,900 (+6.61%) Land $254,600 Building $723,300	$977,900 (+6.61%) Land $254,600 Building $723,300
2023	$1,648.00	$917,300 Land $253,900 Building $663,400	$917,300 Land $253,900 Building $663,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.