St. Charles County property record for 901 Guildford Ct, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,214 sqft · built 1986 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $248,000 (Sep 2020) |
| Tax Bill | $3,622 (2025) |
| Deeds & Mortgages | Jul 2022 Transfer Jan 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A850003207 |
| Primary APN | A850003207 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,214 sqft Living Area |
| Gross Area | 3,394 sqft |
| 1st Floor Area | 1,484 sqft |
| Basement Area | 1,470 sqft |
| Finished Basement | 730 sqft |
| Unfinished Basement | 740 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 28 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A850003207 |
|---|---|
| Street Address | 901 GUILDFORD CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-6946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWER PK #1 LOT 35 |
| Legal Subdivision | TOWER PK #1 |
| Legal Lot Number | 35 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 311150 |
901 Guildford Ct is owned and occupied by an individual who acquired it in June 2022.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 901 GUILDFORD CT, SAINT CHARLES, MO 63304-6946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2022 | Intrafamily Transfer, Transfer |
| Jan 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Sep 21, 2020 | Warranty Deed, Transfer · VA Mortgage NEW AMERICAN FNDG |
| Aug 16, 2019 | Deed of Trust, Mortgage · Line of Credit LOWER |
| Aug 16, 2019 | Deed of Trust, Mortgage LOWER |
| Sep 8, 2017 | Quit Claim Deed, Transfer NATIONS RELIABLE LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2020 · Amount on File |
| Deed Sale | Sep 21, 2020 · Amount on File |
| Prior Sale | Sep 21, 2020 · Amount on File |
| Deed Document Number | 202069788 |
| Last Transfer Date | Jun 5, 2022 |
| Transfer Doc | 0000042328 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 29, 2022 |
| Property Address | 901 GUILDFORD CT, SAINT CHARLES, MO 63304-6946 |
| Document Number | 0000042328 |
| Map Reference | MB 24 PG 2 |
| Instrument Date | Jun 5, 2022 |
| Instrument | 2022R-042328 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 901 GUILDFORD CT, SAINT CHARLES, MO 63304-6946 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0070271492 |
|---|---|
| Date | Jan 22, 2019 |
| Book Page | 7027/1492 |
| Instrument | 20190122000030730 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 10, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 21, 2020 |
| Property Address | 901 GUILDFORD CT, SAINT CHARLES, MO 63304-6946 |
| Document Number | 0000069788 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 69788 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2020 |
| Title Company | US TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 901 GUILDFORD CT ST CHARLES MO 633046946, ST CHARLES, MO 63304-6946 |
| Document Number | 69789 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 69789 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 901 GUILDFORD CT, SAINT CHARLES, MO 63304-6946 |
| Document Number | 0071371046 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 901 GUILDFORD CT ST CHARLES MO 633046946, ST CHARLES, MO 63304-6946 |
| Document Number | 0071371046 |
|---|---|
| Date | Sep 6, 2019 |
| Book Page | 007137/001046 |
| Instrument | 481380 |
| Name | LOWER |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 901 GUILDFORD CT, SAINT CHARLES, MO 63304-6946 |
| Document Number | 0071371028 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 901 GUILDFORD CT ST CHARLES MO 633046946, ST CHARLES, MO 63304-6946 |
| Document Number | 0071371028 |
|---|---|
| Date | Sep 6, 2019 |
| Book Page | 007137/001028 |
| Instrument | 481370 |
| Name | LOWER |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 5, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 8, 2017 |
| Property Address | 901 GUILDFORD CT, SAINT CHARLES, MO 63304-6946 |
| Document Number | 0068040438 |
| Book / Page | 006804 / 000438 |
| Instrument Date | Sep 6, 2017 |
| Instrument | 565550 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2017 |
| Title Company | CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 901 GUILFORD CT ST CHARLES MO 63304, ST CHARLES, MO 63304 |
| Document Number | 68040441 |
|---|---|
| Date | Sep 8, 2017 |
| Book Page | 006804/000441 |
| Instrument | 565560 |
| Name | NATIONS RELIABLE LNDG |
|---|---|
| Address | HOUSTON, TX 77098 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Sep 7, 2037 |
The 2025 property tax bill for 901 Guildford Ct was $3,622, up 8.4% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,009 (-) | $321,101 (-) Land $60,000 Building $261,101 | |
| 2025 | $3,622.00 (+8.44%) | $61,009 | $321,101 Land $60,000 Building $261,101 |
| 2024 | $3,340.00 | ||
| 2023 | $55,871 | ||
| 2022 | $294,057 Land $55,000 Building $239,057 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 901 Guildford Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 901 Guildford Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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