901 Fincher Trl, Argyle, TX 76226 Property Records

Denton County property record for 901 Fincher Trl, Argyle, TX 76226

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,964 sqft · built 2018
Lot Size	1.06 acres (46,609 sqft)
Owner	2 Individual Names on Record
Tax Bill	$16,546 (2025)
Deeds & Mortgages	May 2019 Mortgage Mar 2019 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R656401`

Property Details

APN / Parcel Number

Primary APN	`R656401`
Alternative APNs	`SG0322A-000000A-0000-0001-0000` `973230`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	3,964 sqft Living Area
Gross Area	4,886 sqft
1st Floor Area	2,849 sqft
2nd Floor Area	1,115 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	46,609 sqft
Garage Type	Attached
Garage Area	922 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	1 sqft
Porch	Open Porch
Porch Area	659 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	901 FINCHER TRL
City	ARGYLE
State	TX
Zip	76226-4927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FINCHERS BEND BLK A LOT 1
Legal Subdivision	FINCHERS BEND
Legal Block	A
Legal Lot Number	1
Jurisdiction	DENTON TX
Township / Civil Division	JUSTIN-ROANOKE
Census Block Group	1
Census Block	1020
Census Tract	20316

Owner

Source: Denton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	901 FINCHER TRL, ARGYLE, TX 76226-4927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Mar 20, 2019	Loan Modification, Mortgage GUARANTY BK
Mar 29, 2018	Trustee's Deed, Construction Loan · Construction Mortgage GUARANTY FED'L S&L
Sep 18, 2017	Deed of Trust, Mortgage COLORING OUTSIDE THE LINES LLC
Sep 19, 2017	Warranty Deed, Subdivision Related Transfer COLORING OUTSIDE THE LINES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2017
Deed Sale	Sep 19, 2017
Deed Document Number	2017115950
Prior Transfer Date	Sep 18, 2017
Prior Transfer Doc	0000115950
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	901 FINCHER TRL, ARGYLE, TX 76226-4927
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE RESOURCES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054608
Date	May 13, 2019
Instrument	2019-054608

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	MCKINNEY, TX 75069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DENTON TX
Property Address	901 FINCHER TRL, ARGYLE, TX 76226-4927
Document Number	0000046284
Instrument Date	Mar 20, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12941 OAKVALE TRL KELLER TX 762441878, KELLER, TX 76244-1878

Mortgage

Document Number	0000046284
Date	Apr 26, 2019
Instrument	46284

Lender

Name	GUARANTY BK
Type	Bank
Address	DENTON, TX 76205-5121

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 25, 2020

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DENTON TX
Recording Date	Mar 29, 2018
Property Address	901 FINCHER TRL, ARGYLE, TX 76226-4927
Instrument Date	Mar 28, 2018
Instrument	35348
Transaction Type	Construction Loan
Record Updated	Apr 24, 2018
Title Company	TITLE RESOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 FINCHER TRL ARGYLE TX 76226, ARGYLE, TX 76226

Mortgage

Document Number	0000035348
Date	Mar 29, 2018
Instrument	35348

Lender

Name	GUARANTY FED'L S&L
Type	Federal Savings Bank
Address	DENTON, TX 76205-5121

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 28, 2019

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	901 FINCHER TRL, ARGYLE, TX 76226-4927
Document Number	0000142597
Instrument Date	Sep 18, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12941 OAKVALE TRL FORT WORTH TX 762441878, FORT WORTH, TX 76244-1878

Mortgage

Document Number	0000142597
Date	Nov 20, 2017
Instrument	142597

Lender

Name	COLORING OUTSIDE THE LINES LLC
Address	7420 FM 2449, PONDER, TX 76259-8051

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 19, 2022

September 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DENTON TX
Recording Date	Sep 19, 2017
Property Address	901 FINCHER TRL, ARGYLE, TX 76226-4927
Document Number	0000115950
Instrument Date	Sep 18, 2017
Instrument	115950
Transaction Type	Subdivision Related Transfer
Record Updated	May 9, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12941 OAKVALE TRL FORT WORTH TX 762441878, FORT WORTH, TX 76244-1878

Mortgage

Document Number	115951
Date	Sep 19, 2017
Instrument	115951

Lender

Name	COLORING OUTSIDE THE LINES LLC
Address	7420 FM 2449, PONDER, TX 76259-8051

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 18, 2022

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Unified School District	Argyle Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,319,330 (-5.76%) Land $338,743 Building $1,032,819	$1,371,562 (-2.03%) Land $338,743 Building $1,032,819
2025	$16,546.00 (+23.01%)
2023	$13,451.00 (-9.2%) Homeowner's exemption	$1,400,000 Land $243,413 Building $1,156,587	$1,400,000 Land $243,413 Building $1,156,587
2022	$14,814.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARGYLE WSC serves 12,720 people · EPA ID TX0610019
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ElektraFi, Nextlink.

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