Monroe County property record for 901 Elizabeth St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 2,330 sqft · built 1938 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,000,000 (Mar 2022) |
| Tax Bill | $17,698 (2024) |
| Deeds & Mortgages | Mar 2024 Mortgage Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00020450-000000 |
| Primary APN | 00020450-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,330 sqft Living Area |
| 1st Floor Area | 2,330 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,100 sqft (0.163 acres) |
| Lot Dimensions | 100 ft deep x 71 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 665 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Wall Unit |
|---|
| Account Number | 1021202 |
|---|---|
| Street Address | 901 ELIZABETH ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HHDR |
| Legal Description | KW PT SQR 2 TR 5 WW-316 OR613-801/02 OR661-403/04 OR872-471 OR1222-97/98 OR1424-1485 OR2033-2149/50 OR2677-2002 OR2713-766 OR2713-764 OR3157-2228 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | KEY WEST SQUARE 02 TR 05 |
| Legal Tract | 5 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 972400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 901 ELIZABETH ST, KEY WEST, FL 33040-6405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 27, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA |
| Mar 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage UBS BANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2022 · Amount on Record |
| Deed Sale | Mar 1, 2022 · Amount on Record |
| Deed Document Number | 20222363591 |
| Deed Book / Page | 3157 / 2228 |
| Prior Transfer Date | Nov 18, 2014 |
| Prior Transfer Doc | 0027130764 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 901 ELIZABETH ST, KEY WEST, FL 33040-6405 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 901 ELIZABETH ST, KEY WEST, FL 33040-6405 |
| Document Number | 0032681302 |
|---|---|
| Date | Mar 27, 2024 |
| Book Page | 3268/1302 |
| Instrument | 2455971 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | 95 S STATE ST STE 2200, SALT LAKE CITY, UT 84111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 1, 2022 |
| Property Address | 901 ELIZABETH ST, KEY WEST, FL 33040-6405 |
| Document Number | 0031572228 |
| Book / Page | 3157 / 2228 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 2363591 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 901 ELIZABETH ST, 901, KEY WEST, FL 33040-6405 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 701 BENSTON PL, BALTIMORE, MD 21210-1414 |
| Document Number | 0031572231 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 3157/2231 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,154,334 (+7.33%) Land $1,743,192 Building $411,142 | $2,154,334 (+7.33%) Land $1,743,192 Building $411,142 | |
| 2024 | $17,698.00 (+2.6%) | ||
| 2023 | $17,250.00 (+157.89%) | $2,007,244 (+151.72%) Land $1,650,750 Building $356,494 | $2,007,244 (+40.74%) Land $1,650,750 Building $356,494 |
| 2022 | $6,689.00 Homeowner's exemption | $797,426 | $1,426,209 Land $1,056,480 Building $369,729 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 285 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 328 units insured incl. 43 condo units |
| Nearby Flood Claims | 89 (1980–2025) |
| Claims Outside the SFHA | 43 of 89 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications, T-Mobile.
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