901 Elizabeth St, Key West, FL 33040 Property Records

Monroe County property record for 901 Elizabeth St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 2,330 sqft · built 1938
Lot Size0.163 acres (7,100 sqft)
Owner2 Individual Names on Record
Last Sale$2,000,000 (Mar 2022)
Tax Bill$17,698 (2024)
Deeds & MortgagesMar 2024 Mortgage
Mar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN00020450-000000

Property Details

APN / Parcel Number

Primary APN00020450-000000
Alternative APNs
  • 01010100020450000000
  • 1021202

Interior

Bedrooms5 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,330 sqft Living Area
1st Floor Area2,330 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 2012
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,100 sqft (0.163 acres)
Lot Dimensions100 ft deep x 71 ft wide
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft

Exterior Amenities

PorchOpen Porch
Porch Area665 sqft
Deck Area144 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit

Location & Zoning

Account Number1021202
Street Address901 ELIZABETH ST
CityKEY WEST
StateFL
Zip33040-6405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHHDR
Legal DescriptionKW PT SQR 2 TR 5 WW-316 OR613-801/02 OR661-403/04 OR872-471 OR1222-97/98 OR1424-1485 OR2033-2149/50 OR2677-2002 OR2713-766 OR2713-764 OR3157-2228
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST SQUARE 02 TR 05
Legal Tract5
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3016
Census Tract972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address901 ELIZABETH ST, KEY WEST, FL 33040-6405
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2024Deed of Trust, Mortgage · Conventional Mortgage
UBS BANK USA
Mar 1, 2022Warranty Deed, Transfer · Conventional Mortgage
UBS BANK USA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2022 · Amount on Record
Deed SaleMar 1, 2022 · Amount on Record
Deed Document Number20222363591
Deed Book / Page3157 / 2228
Prior Transfer DateNov 18, 2014
Prior Transfer Doc0027130764
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address901 ELIZABETH ST, KEY WEST, FL 33040-6405
Transaction TypeMortgage
Record UpdatedApr 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address901 ELIZABETH ST, KEY WEST, FL 33040-6405

Mortgage

Document Number0032681302
DateMar 27, 2024
Book Page3268/1302
Instrument2455971
Lender
NameUBS BANK USA
TypeBank
Address95 S STATE ST STE 2200, SALT LAKE CITY, UT 84111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 1, 2022
Property Address901 ELIZABETH ST, KEY WEST, FL 33040-6405
Document Number0031572228
Book / Page3157 / 2228
Instrument DateFeb 25, 2022
Instrument2363591
Transaction TypeTransfer
Record UpdatedMar 18, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$14,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address901 ELIZABETH ST, 901, KEY WEST, FL 33040-6405

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address701 BENSTON PL, BALTIMORE, MD 21210-1414

Mortgage

Document Number0031572231
DateMar 1, 2022
Instrument3157/2231
Lender
NameUBS BANK USA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,154,334 (+7.33%) Land $1,743,192 Building $411,142$2,154,334 (+7.33%) Land $1,743,192 Building $411,142
2024$17,698.00 (+2.6%)
2023$17,250.00 (+157.89%)$2,007,244 (+151.72%) Land $1,650,750 Building $356,494$2,007,244 (+40.74%) Land $1,650,750 Building $356,494
2022$6,689.00 Homeowner's exemption$797,426$1,426,209 Land $1,056,480 Building $369,729

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 285 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies328 units insured
incl. 43 condo units
Nearby Flood Claims89 (1980–2025)
Claims Outside the SFHA43 of 89
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 23 claims
  • Hurricane Wilma, Oct 2005 · 8 claims
  • Hurricane Georges, Sep 1998 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Hotwire Communications, T-Mobile.

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