Burke County property record for 901 Eldred St SE, Valdese, NC 28690
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 1967 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $124,000 (Aug 2017) |
| Tax Bill | $1,896 (2026) |
| Deeds & Mortgages | Nov 2025 Line of Credit Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2743325456 |
| Primary APN | 2743325456 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 1,620 sqft |
| Basement Area | 1,620 sqft |
| Unfinished Basement | 1,620 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 401 sqft |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 901 ELDRED ST SE |
|---|---|
| City | VALDESE |
| State | NC |
| Zip | 28690-3411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 RESID |
| Legal Description | 901 ELDRED ST SE VALDESE, NC 28690 |
| Legal Subdivision | ALPINE HEIGHTS #2 SUBDIVISION |
| Jurisdiction | BURKE NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 20902 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 901 ELDRED ST SE, VALDESE, NC 28690-3411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Dec 2, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Aug 25, 2017 | Beneficiary Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2017 · Amount on Record |
| Deed Sale | Aug 25, 2017 · Amount on Record |
| Deed Document Number | 20177653 |
| Deed Book / Page | 2308 / 319 |
| Prior Transfer Date | Aug 17, 2017 |
| Prior Transfer Doc | 0023080319 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 901 ELDRED ST SE, VALDESE, NC 28690-3411 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0028410696 |
|---|---|
| Date | Nov 26, 2025 |
| Book Page | 2841/696 |
| Instrument | 2025010024 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 901 ELDRED ST SE, VALDESE, NC 28690-3411 |
| Document Number | 0024380001 |
| Instrument Date | Dec 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 901 ELDRED ST SE VALDESE NC 286903411, VALDESE, NC 28690-3411 |
| Document Number | 0024380001 |
|---|---|
| Date | Dec 6, 2019 |
| Book Page | 002438/000001 |
| Instrument | 34972 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 5, 2049 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Aug 25, 2017 |
| Property Address | 901 ELDRED ST SE, VALDESE, NC 28690-3411 |
| Document Number | 0023080319 |
| Book / Page | 2308 / 0319 |
| Map Reference | MB4 PG70 |
| Instrument Date | Aug 17, 2017 |
| Instrument | 2017007653 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $248.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 901 ELDRED ST SE, VALDESE, NC 28690-3411 |
| Document Number | 2017007654 |
|---|---|
| Date | Aug 25, 2017 |
| Instrument | 2017007654 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Change Frequency | 5 Years |
| Index | 5-Year TN |
| Max Rate | 6% |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Valdese Town |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,896.00 (+12.92%) | $163,119 (-) Land $21,795 Building $141,324 | $163,119 (-) Land $21,795 Building $141,324 |
| 2025 | $1,679.00 (-8.8%) | $163,119 (-) Land $21,795 Building $141,324 | $163,119 (-) Land $21,795 Building $141,324 |
| 2023 | $1,841.00 (+97.32%) | $163,119 (+33.12%) Land $21,795 Building $141,324 | $163,119 (+33.12%) Land $21,795 Building $141,324 |
| 2022 | $933.00 | $122,531 Land $19,288 Building $103,243 | $122,531 Land $19,288 Building $103,243 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF VALDESE serves 13,571 people · EPA ID NC0112010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Foothills Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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