901 Echo Vale Dr, Bedford, PA 15522 Property Records

Bedford County property record for 901 Echo Vale Dr, Bedford, PA 15522

Property Summary

Property Type	Single Family Home
Details	2,285 sqft · built 1990
Lot Size	0.201 acres (8,756 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Feb 2023)
Tax Bill	$2,790 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`E.09-D.06-303`

Property Details

APN / Parcel Number

Primary APN	`E.09-D.06-303`
Alternative APN	`020-081616`

Interior

Stories	2 Stories
Building Area	2,285 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	8,756 sqft (0.201 acres)
Garage Type	Basement
Deck Area	Deck Area

Location & Zoning

Street Address	901 ECHO VALE DR
City	BEDFORD
State	PA
Zip	15522-2011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	901 ECHO VALE DR LOT 4
Legal Lot Number	4
Jurisdiction	BEDFORD PA
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3058
Census Tract	960800

Owner

901 Echo Vale Dr is owned and occupied by two individuals who bought it in February 2023.

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	901 ECHO VALE DR, BEDFORD, PA 15522-2011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed, Transfer · Conventional Mortgage EMM LOANS LLC
Apr 12, 2018	Deed of Trust, Mortgage · Commercial Mortgage ALTOONA FIRST SAVINGS BANK
Apr 12, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALTOONA FIRST SAVINGS BANK
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALTOONA FIRST SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2023 · Amount on File
Deed Sale	Feb 28, 2023 · Amount on File
Prior Sale	Jul 13, 2001 · Amount on File
Deed Document Number	2023761
Record Updated	Sep 20, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Feb 28, 2023
Property Address	901 ECHO VALE DR, BEDFORD, PA 15522-2011
Document Number	002023/761
Book / Page	2023 / 761
Instrument Date	Feb 28, 2023
Instrument	2023-000761
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	CENTRAL PA SETTLEMENT SERVICES LLC, CENTRAL PA STLMT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	901 ECHO VALE DR, BEDFORD, PA 15522-2011

Mortgage

Document Number	2023000762
Date	Feb 28, 2023
Instrument	2023-000762

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	901 ECHO VALE DR, BEDFORD, PA 15522-2011
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/1521
Date	Apr 12, 2018
Book Page	2018/1521
Instrument	2018-001521

Lender

Name	ALTOONA FIRST SAVINGS BANK
Type	Bank
Address	ALTOONA, PA 16602

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	901 ECHO VALE DR, BEDFORD, PA 15522-2011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/1523
Date	Apr 12, 2018
Book Page	2018/1523
Instrument	2018-001523

Lender

Name	ALTOONA FIRST SAVINGS BANK
Type	Bank
Address	ALTOONA, PA 16602

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 10, 2028

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	901 ECHO VALE DR, BEDFORD, PA 15522-2011
Transaction Type	Mortgage
Record Updated	May 12, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/123
Date	Apr 22, 2020
Book Page	2020/123
Instrument	2020-001823

Lender

Name	ALTOONA FIRST SAVINGS BANK
Type	Bank
Address	ALTOONA, PA 16602

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 901 Echo Vale Dr was $2,790.

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Bedford Township
Unified School District	Bedford Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,790.00	$187,000 Land $18,200 Building $168,800	$187,000 (-) Land $18,200 Building $168,800
2025			$187,000 Land $18,200 Building $168,800
2023	$2,749.00 Additional exemption filed	$187,000 Land $18,200 Building $168,800
2012			$187,000 Land $18,200 Building $168,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 901 Echo Vale Dr in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	17 (1983–2021)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Severe Storms And Flooding, Jan 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 901 Echo Vale Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUN AUTH OF BORO OF BEDFORD serves 5,127 people · EPA ID PA4050002
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Crowsnest Broadband.

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