901 E Main St, Manchester, IA 52057 Property Records

Delaware County property record for 901 E Main St, Manchester, IA 52057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,728 sqft · built 1990
Lot Size	0.308 acres (13,420 sqft)
Owner	Individual Name on File
Tax Bill	$2,274 (2025)
Deeds & Mortgages	Nov 2017 Mortgage May 2019 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`631331001400`

Property Details

APN / Parcel Number

Primary APN	`631331001400`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	720 sqft
Basement Area	360 sqft
Unfinished Basement	360 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,420 sqft (0.308 acres)
Lot Dimensions	122 ft deep x 110 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	456 sqft
Deck Area	192 sqft
Patio Area	309 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	901 E MAIN ST
City	MANCHESTER
State	IA
Zip	52057-1836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT NW COR NE NW 110' X 122' AS DESC. B 129 P 227
Legal Range	05W
Legal Township	89N
Legal Section	33
Jurisdiction	DELAWARE IA
Township / Civil Division	DELAWARE
Census Block Group	4
Census Block	4001
Census Tract	950300

Owner

901 E Main St is owned and occupied by an individual who acquired it in September 2022.

Source: Delaware County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	901 E MAIN ST, MANCHESTER, IA 52057-1836
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU
May 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DUPACO COMMUNITY CREDIT UNION
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 29, 2022
Transfer Doc	0000002926
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IA
Property Address	901 E MAIN ST, MANCHESTER, IA 52057-1836
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/3246
Date	Nov 29, 2017
Book Page	2017/3246
Instrument	2017 3246

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2032

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IA
Property Address	901 E MAIN ST, MANCHESTER, IA 52057-1836
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/1257
Date	May 28, 2019
Book Page	2019/1257
Instrument	1257

Lender

Name	DUPACO COMMUNITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	157 Months
Due	Jun 1, 2032

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IA
Property Address	901 E MAIN ST, MANCHESTER, IA 52057-1836
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/2524
Date	Jul 28, 2020
Book Page	2020/2524
Instrument	2020 2524

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 27, 2045

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 901 E Main St was $2,274 with a homeowner's exemption, up 1.7% from the year before.

Source: Delaware County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Delaware County
Municipality	Manchester City
Unified School District	West Delaware County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,600 (-) Land $32,100 Building $124,500	$156,600 (-) Land $32,100 Building $124,500
2025	$2,274.00 (+1.7%) Homeowner's exemption	$156,600 Land $32,100 Building $124,500	$156,600 Land $32,100 Building $124,500
2024	$2,236.00
2023		$141,300 (+28.57%) Land $27,500 Building $113,800	$141,300 Land $27,500 Building $113,800
2022	$2,020.00 Homeowner's exemption	$109,900 Land $18,300 Building $91,600
2021			$109,900 Land $18,300 Building $91,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 901 E Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 7, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (2007–2016)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Sep 2016 · other causes
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2013 · 4 claims Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 901 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Comelec Internet Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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