901 E Buchanan St, Winterset, IA 50273 Property Records

Madison County property record for 901 E Buchanan St, Winterset, IA 50273

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,323 sqft · built 1880
Lot Size	0.182 acres (7,920 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Apr 2026)
Tax Bill	$3,398 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`820003401050000`

Property Details

APN / Parcel Number

Primary APN	`820003401050000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,323 sqft Living Area
1st Floor Area	684 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,920 sqft (0.182 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Deck Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	901 E BUCHANAN ST
City	WINTERSET
State	IA
Zip	50273-1352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 60' LOT 5 BLOCK 1 DANFORTH'S FIRST
Legal Subdivision	DANFORTHS ADD
Legal Block	1
Legal Lot Number	5
Jurisdiction	MADISON IA
Township / Civil Division	WINTERSET
Census Block Group	2
Census Block	2035
Census Tract	60200

Owner

901 E Buchanan St is owned and occupied by two individuals who bought it in April 2026.

Source: Madison County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	901 E BUCHANAN ST, WINTERSET, IA 50273-1352
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST CREDIT UNION
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST CREDIT UNION
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 14, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Mar 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on File
Deed Sale	Apr 30, 2026 · Amount on File
Deed Document Number	20261208
Deed Book / Page	2026 / 1208
Prior Transfer Date	Dec 23, 2016
Prior Transfer Doc	02016/3984
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Apr 30, 2026
Property Address	901 E BUCHANAN ST, WINTERSET, IA 50273-1352
Document Number	0000001208
Book / Page	2026 / 1208
Instrument Date	Apr 29, 2026
Instrument	2026.1208
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41,935.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	901 E BUCHANAN ST, WINTERSET, IA 50273-1352

Mortgage

Document Number	0000001209,
Date	Apr 30, 2026
Instrument	2026..1209

Lender

Name	COMMUNITY FIRST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Apr 30, 2026
Property Address	901 E BUCHANAN ST, WINTERSET, IA 50273-1352
Document Number	02026/1208
Book / Page	2026 / 1208
Instrument Date	Apr 29, 2026
Instrument	20261208
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41,935.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	901 E BUCHANAN ST, WINTERSET, IA 50273-1352

Mortgage

Document Number	0000001209,
Date	Apr 30, 2026
Instrument	20261209

Lender

Name	COMMUNITY FIRST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	901 E BUCHANAN ST, WINTERSET, IA 50273-1352
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002022/565
Date	Feb 24, 2022
Book Page	2022/565
Instrument	2022 565

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	901 E BUCHANAN ST, WINTERSET, IA 50273-1352
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002022/396
Date	Feb 8, 2022
Book Page	2022/396
Instrument	2022 396

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	901 E BUCHANAN ST, WINTERSET, IA 50273-1352
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/3570
Date	Nov 14, 2017
Book Page	2017/3570
Instrument	2017 3570

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	901 E BUCHANAN ST, WINTERSET, IA 50273-1352
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/868
Date	Mar 22, 2019
Book Page	2019/868
Instrument	868

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 901 E Buchanan St was $3,398 with a homeowner's exemption.

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Municipality	Winterset City
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,398.00 Homeowner's exemption	$189,400 Land $16,500 Building $172,900	$189,400 Land $16,500 Building $172,900
2024	$3,398.00
2023		$183,800 Land $11,600 Building $172,200	$183,800 Land $11,600 Building $172,200
2022	$2,794.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 901 E Buchanan St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 901 E Buchanan St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTERSET MUNICIPAL WATERWORKS serves 5,428 people · EPA ID IA6171029
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: OmniTel-Interstate Cablevision, Verizon.

Nearby Properties on E Buchanan St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures