901 E 8th St, Spencer, IA 51301 Property Records

Clay County property record for 901 E 8th St, Spencer, IA 51301

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 936 sqft · built 1960
Lot Size0.163 acres (7,100 sqft)
OwnerIndividual Name on Record
Tax Bill$1,622 (2025)
Flood ZoneZone X (minimal risk)
APN963607434008

Property Details

APN / Parcel Number

Primary APN963607434008
Alternative APN
  • 64096360743400800

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area936 sqft Living Area
Basement Area936 sqft
Unfinished Basement936 sqft
Game RoomGame Room
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof TypeHip
Roof MaterialShingle
Lot Area7,100 sqft (0.163 acres)
Lot Dimensions142 ft deep x 50 ft wide
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area192 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address901 E 8TH ST
CitySPENCER
StateIA
Zip51301-4745
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description9 7 2ND COLLEGE
Legal Range36W
Legal Township96N
Legal Section7
Legal SubdivisionCOLLEGE 2ND ADDITION
JurisdictionCLAY IA
Township / Civil DivisionSPENCER
Census Block Group3
Census Block3058
Census Tract80200

Owner

Source: Clay County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address901 E 8TH ST, SPENCER, IA 51301-4745
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClay County
MunicipalitySpencer City
Unified School DistrictSpencer Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,622.00 (+1.5%) Homeowner's exemption$131,460 (+6.22%) Land $17,500 Building $113,960$131,460 (+6.22%) Land $17,500 Building $113,960
2024$1,598.00 (-3.15%)
2023$123,760 (+20.66%) Land $13,500 Building $110,260$123,760 (+20.66%) Land $13,500 Building $110,260
2022$1,650.00 Homeowner's exemption$102,570 Land $13,500 Building $89,070
2021$102,570 Land $13,500 Building $89,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER MUNICIPAL WATER UTILITY
serves 11,325 people · EPA ID IA2171071
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spencer Municipal Utilities
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink, Verizon.

Nearby Properties on E 8th St

Nearby Streets

Search Property Records by Address or Parcel Number