Whiteside County property record for 901 E 2nd St, Sterling, IL 61081 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Year Built | Built 1900 |
| Square Footage | 2,886 sqft Building Perimeter |
| Lot Size | 15,774 sqft (0.362 acres) |
| Garage | 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $235,000 (2022) |
| Tax Bill | $6,564.00 (2025) |
| Primary APN | 1122377001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Building Area | 2,886 sqft Building Perimeter |
| Basement Area | 1,443 sqft Basement |
| Unfinished Basement | 1,443 sqft Unfinished |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 15,774 sqft (0.362 acres) |
| Lot Width | 67.5 ft Width |
| Garage Area | 400 sqft Garage |
| Account Number | 111241 |
|---|---|
| Street Address | 901 E 2ND ST |
| City | STERLING |
| State | IL |
| Zip | 61081-3804 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WEST OF BROADWAY W 1/2 LTS 1-2 & 3 & ALL LT 7 BLK 51 150300X |
| Legal Subdivision | WEST BROADWAY |
| Legal Block | 51 |
| Legal Lot Number | 1-3,7 |
| Jurisdiction | WHITESIDE IL |
| Minor Civil Division | STERLING |
| Census Blockgroup | 4 |
| Census Block | 4066 |
| Census Tract | 1200 |
Source: Whiteside County records · APN 1122377001
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 901 E 2ND ST, STERLING, IL 61081-3804 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 07, 2022 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment COMMUNITY STATE BANK OF ROCK FALLS |
| Oct 04, 2021 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) COMMUNITY STATE BANK OF ROCK FALLS |
| Mar 24, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NEIGHBORHOOD LOANS |
| Aug 19, 2019 | Loan Modification, Mortgage · Conventional Mortgage SELECT EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 24, 2022 · Amount on Record |
| Deed Sale | Mar 24, 2022 · Amount on Record |
| Deed Doc Number | 20221766 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 901 E 2ND ST, STERLING, IL 61081-3804 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000167 |
|---|---|
| Date | Jan 07, 2022 |
| Instrument | 2022-00167 |
| Name | COMMUNITY STATE BANK OF ROCK FALLS |
|---|
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 901 E 2ND ST, STERLING, IL 61081-3804 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0202106960 |
|---|---|
| Date | Oct 04, 2021 |
| Instrument | 2021-06960 |
| Name | COMMUNITY STATE BANK OF ROCK FALLS |
|---|
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Oct 01, 2024 |
| Index | Other |
| Margin | 1 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Mar 24, 2022 |
| Property Address | 901 E 2ND ST, STERLING, IL 61081-3804 |
| Document Number | 0000001766 |
| Instrument Date | Mar 28, 2021 |
| Instrument | 2022-01766 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 E 6TH ST, ROCK FALLS, IL 61071-1710 |
| Document Number | 0000001767 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 2022-01767 |
| Name | NEIGHBORHOOD LOANS |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 901 E 2ND ST, STERLING, IL 61081-3804 |
| Document Number | 0000004553 |
| Instrument Date | Aug 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 901 E 2ND ST STERLING IL 610813804, STERLING, IL 61081-3804 |
| Document Number | 0000004553 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 4553 |
| Name | SELECT EMPLOYEES CU |
|---|---|
| Address | 2412 FREEPORT RD, STERLING, IL 61081-7626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 25, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.78% |
Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Sterling Township |
| Municipality | Sterling City |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,564.00 | $70,634 Land $4,872 Building $65,762 | |
| 2024 | $211,902 Land $14,616 Building $197,286 |
901 E 2nd St is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Whiteside County (17195C), updated September 26, 2019
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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