901 E 21st St, Sterling, IL 61081 Property Records

Whiteside County property record for 901 E 21st St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.277 acres (12,066 sqft)
Owner	2 Individual Names on File
Last Sale	$143,333 (Jun 2026)
Tax Bill	$5,984 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1115303015`

Property Details

APN / Parcel Number

Primary APN	`1115303015`
Alternative APN	`106367`

Exterior

Lot Area	12,066 sqft (0.277 acres)

Location & Zoning

Account Number	106367
Street Address	901 E 21ST ST
City	STERLING
State	IL
Zip	61081-1353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENRIDGE PHASE IV LOT 410
Legal Subdivision	GREENRIDGE
Legal Phase	4
Legal Lot Number	410
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1004
Census Tract	1200

Owner

901 E 21st St is owned and occupied by two individuals who bought it in June 2026.

Source: Whiteside County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	901 E 21ST ST, STERLING, IL 61081-1353
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit VALLEY BANK AND TRUST COMPANY
Jun 30, 2026	Warranty Deed, Transfer FIRST AMERICAN TITLE
Oct 15, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on File
Deed Sale	Jun 30, 2026 · Amount on File
Prior Sale	Oct 15, 2018 · Amount on File
Deed Document Number	20263348
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Recording Date	Sep 28, 2026
Property Address	901 E 21ST ST, STERLING, IL 61081-1353
Document Number	0000005256
Instrument Date	Sep 11, 2026
Instrument	20265256
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 E 21ST ST, STERLING, IL 61081-1353

Mortgage

Document Number	0000005256,
Date	Sep 28, 2026
Instrument	20265256

Lender

Name	VALLEY BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 24, 2031

Interest

Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 30, 2026
Property Address	901 E 21ST ST, STERLING, IL 61081-1353
Document Number	0000003348
Instrument Date	Jun 18, 2026
Instrument	20263348
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$21,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	901 E 21ST ST, STERLING, IL 61081-1353

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Oct 15, 2018
Property Address	901 E 21ST ST, STERLING, IL 61081-1353
Document Number	0000005691
Instrument Date	Oct 15, 2018
Instrument	5691
Transaction Type	Transfer
Record Updated	Nov 5, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$250.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	901 E 21TH ST STERLING IL 61081, STERLING, IL 61081

Tax Assessment & Valuation

The 2025 property tax bill for 901 E 21st St was $5,984.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,984.00	$69,923 Land $6,899 Building $63,024
2024			$209,769 Land $20,697 Building $189,072

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 901 E 21st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 901 E 21st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

Nearby Properties on E 21st St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures