901 E 1st St, Stratford, OK 74872 Property Records

Garvin County property record for 901 E 1st St, Stratford, OK 74872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 2008
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Nov 2019)
Tax Bill	$1,251 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2019 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21603`

Property Details

APN / Parcel Number

Primary APN	`21603`
Alternative APN	`0845-26-04N-03E-0-004-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,320 sqft Living Area
1st Floor Area	84 sqft
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2014
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,530 sqft (1.16 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	84 sqft
Deck Area	204 sqft
Patio Area	204 sqft
Shed	1 Shed
Shed Area	140 sqft
Lean-To	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21603
Street Address	901 E 1ST ST
City	STRATFORD
State	OK
Zip	74872-4456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW NE NE BEG NE/C OF SW NE NE W274.05' S185' E274.05' N185' POB 1.16A MOL WD/2287-881 QCD/2229-420 WD/1517-632
Legal Range	03E
Legal Township	04N
Legal Section	26
Legal Subdivision	SEC 26 4N-3E
Legal Block	4N
Legal Lot Number	3E
Jurisdiction	GARVIN OK
Township / Civil Division	STRATFORD
Census Block Group	2
Census Block	2048
Census Tract	681100

Owner

Source: Garvin County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	901 E 1ST ST, STRATFORD, OK 74872-4456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2020	Deed of Trust, Mortgage · FHA Mortgage BANK2
Nov 4, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOUSING AUTHORITY OF THE CHICKASAW NATIO
Nov 4, 2019	Warranty Deed, Transfer · FHA Mortgage BANK2

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2019 · Amount on Record
Deed Sale	Nov 4, 2019 · Amount on Record
Prior Sale	Aug 13, 1998 · Amount on Record
Deed Document Number	20199098
Deed Book / Page	2287 / 881
Prior Transfer Date	Jul 23, 1996
Prior Transfer Doc	1458000613
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARVIN OK
Property Address	901 E 1ST ST, STRATFORD, OK 74872-4456
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002303/444
Date	Mar 17, 2020
Book Page	2303/444
Instrument	2020-002381

Lender

Name	BANK2
Type	Bank
Address	OKLAHOMA CITY, OK 73108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARVIN OK
Property Address	901 E 1ST ST, STRATFORD, OK 74872-4456
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2287/901
Date	Nov 4, 2019
Book Page	2287/901
Instrument	2019-009100

Lender

Name	HOUSING AUTHORITY OF THE CHICKASAW NATIO
Type	Government Agency
Address	ADA, OK 74821

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 1, 2024

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARVIN OK
Recording Date	Nov 4, 2019
Property Address	901 E 1ST ST, STRATFORD, OK 74872-4456
Document Number	002287/881
Book / Page	2287 / 881
Instrument Date	Nov 1, 2019
Instrument	2019-009098
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Tax	$157.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1854, ADA, OK 74821-1854

Mortgage

Document Number	2019009099
Date	Nov 4, 2019
Instrument	2019-009099

Lender

Name	BANK2
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Mortgage

Document Number	002289/657
Date	Nov 18, 2019
Book Page	2289/657
Instrument	2019-009531

Lender

Name	BANK2
Type	Bank
Address	OKLAHOMA CITY, OK 73108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Garvin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Garvin County
Municipality	Stratford Town
Unified School District	Stratford Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,038 (+5%) Land $893 Building $13,145	$127,627 (-21.28%) Land $8,120 Building $119,507
2025	$1,251.00 (+2.63%)	$13,370 (+4.99%) Land $893 Building $12,477	$162,123 (-8.51%) Land $8,120 Building $154,003
2024	$1,219.00 (+5.36%)	$12,734 (+5.01%) Land $893 Building $11,841	$177,212 (+9.43%) Land $8,120 Building $169,092
2023	$1,157.00 (+4.71%)	$12,127 (+5%) Land $893 Building $11,234	$161,940 (+54.23%) Land $8,120 Building $153,820
2022	$1,105.00	$11,550 Land $1,179 Building $10,371	$105,000 Land $10,718 Building $94,282

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 47% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Atlink Services.

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