901 Davis Ter, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 901 Davis Ter, Schenectady, NY 12303

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,334 sqft · built 1900
Lot Size	0.115 acres (5,025 sqft)
Owner	2 Individual Names on File
Last Sale	$241,000 (Nov 2024)
Tax Bill	$7,606 (2026)
Deeds & Mortgages	Nov 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.53-3-22.1`

Property Details

APN / Parcel Number

Primary APN	`421500 49.53-3-22.1`
Alternative APN	`150004905300030220010000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,334 sqft Total Area
1st Floor Area	1,167 sqft
2nd Floor Area	1,167 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,025 sqft (0.115 acres)
Lot Dimensions	75 ft deep x 67 ft wide
Porch	Slab
Porch Area	470 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	901 DAVIS TER
City	SCHENECTADY
State	NY
Zip	12303-2015
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	AND 166 PTS OF EA 2 WOOD
Legal Block	3
Legal Lot Number	22.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3007
Census Tract	21400

Owner

901 Davis Ter, a duplex, is owned by two individuals who bought it in November 2024.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2521 CAMPBELL AVE, SCHENECTADY, NY 12306-3205
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2024 · Amount on File
Deed Sale	Nov 12, 2024 · Amount on File
Deed Document Number	202467492
Deed Book / Page	2141 / 574
Record Updated	Oct 29, 2026

November 2024: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 12, 2024
Property Address	901 DAVIS TER, SCHENECTADY, NY 12303-2015
Document Number	0000067492
Book / Page	2141 / 574
Instrument Date	Aug 14, 2024
Instrument	202467492
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	SARATOGA ABSTRACT, SARATOGA ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$964.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 NEWKIRK RD, JOHNSTOWN, NY 12095-4943

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2521 CAMPBELL AVE, SCHENECTADY, NY 12306-3205

Mortgage

Document Number	0000067493
Date	Nov 12, 2024
Instrument	202467493

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 901 Davis Ter was $7,606, up 54.6% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,606.00 (+54.59%)
2025	$4,920.00	$107,100 Land $16,100 Building $91,000	$177,347 Land $26,660 Building $150,687
2023		$107,100 (-) Land $16,100 Building $91,000	$135,570 (+3.8%) Land $20,380 Building $115,190
2022		$107,100 Land $16,100 Building $91,000	$130,610 Land $19,634 Building $110,976
2021	$2,271.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 901 Davis Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 901 Davis Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20