901 Columbia Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 901 Columbia Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 693 sqft · built 1959
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Apr 2021)
Tax Bill	$3,070 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`77739`

Property Details

APN / Parcel Number

Primary APN	`77739`
Alternative APN	`012630000101450090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	693 sqft Heated Area
Gross Area	1,243 sqft
1st Floor Area	693 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1989
Exterior Material	Aluminum Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	87 ft deep x 63 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	77739
Street Address	901 COLUMBIA AVE
City	SAINT CLOUD
State	FL
Zip	34769-2073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 145 W 1/2 OF N 1/2 OF LOT 9 & W 1/2 LOT 10-12 3/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	145
Legal Lot Number	9
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4007
Census Tract	43400

Owner

Source: Osceola County records · APN 77739

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	901 COLUMBIA AVE, SAINT CLOUD, FL 34769-2073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FIRM
Oct 24, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 15, 2021 · Amount on Record
Deed Sale	Apr 15, 2021 · Amount on Record
Prior Sale	Oct 24, 2018 · Amount on Record
Deed Document Number	2021057113
Deed Book / Page	5936 / 1152
Record Updated	Jun 08, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 15, 2021
Property Address	901 COLUMBIA AVE, SAINT CLOUD, FL 34769-2073
Document Number	0059361152
Book / Page	5936 / 1152
Map Reference	MB B PG 33&34
Instrument Date	Apr 12, 2021
Instrument	2021057113
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	QUALITY TITLE AND ESCROW LLC, QUALITY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6800 HABITAT DR, 6800, HARMONY, FL 34773-6039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 COLUMBIA AVE, SAINT CLOUD, FL 34769-2073

Mortgage

Document Number	59361154
Date	Apr 15, 2021
Instrument	5936/1154

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	901 COLUMBIA AVE, SAINT CLOUD, FL 34769-2073
Document Number	0057000552
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 09, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 COLUMBIA AVE ST CLOUD FL 347692073, ST CLOUD, FL 34769-2073

Mortgage

Document Number	0057000552
Date	Mar 27, 2020
Book Page	005700/000552
Instrument	44019

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 26, 2045

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 24, 2018
Property Address	901 COLUMBIA AVE, SAINT CLOUD, FL 34769-2073
Document Number	0054212937
Book / Page	005421 / 002937
Instrument Date	Oct 18, 2018
Instrument	158590
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$889.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 COLUMBIA AVE ST CLOUD FL 347692073, ST CLOUD, FL 34769-2073

Mortgage

Document Number	54212938
Date	Oct 24, 2018
Book Page	005421/002938
Instrument	158591

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,070.00 (+3.4%) Homeowner's exemption Disabled Person's exemption	$219,393 (+5.99%)	$236,100 (+14.06%) Land $46,800 Building $189,300
2023	$2,969.00 (-12.26%) Homeowner's exemption	$207,000 (+10.34%) Land $34,000 Building $173,000	$207,000 (+10.34%) Land $34,000 Building $173,000
2022	$3,384.00	$187,600 Land $30,600 Building $157,000	$187,600 Land $30,600 Building $157,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970434004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (2009–2022)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2022, tidal / storm surge, Hurricane Ian

Wildfire

Wildfire Risk	Low above 7% of the US · above 6% of Florida
Wildfire Likelihood	About 1 in 3,226 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 539 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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