901 Charlotte Dr, Normal, IL 61761 Property Records

McLean County property record for 901 Charlotte Dr, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,392 sqft · built 1988
Lot Size	0.263 acres (5,474 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Feb 2026)
Tax Bill	$5,286 (2024)
Deeds & Mortgages	Jul 2018 Line of Credit Jul 2007 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-21-429-017`

Property Details

APN / Parcel Number

Primary APN	`14-21-429-017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft
Basement Area	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	5,474 sqft (0.263 acres)
Lot Dimensions	119 ft deep x 46 ft wide
Garage Area	672 sqft
Porch	Open Frame Porch
Patio Area	299 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	901 CHARLOTTE DR
City	NORMAL
State	IL
Zip	61761-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	1ST ADD TO LINFELL ADD LOT 18
Legal Range	02E
Legal Township	24N
Legal Section	21
Legal Subdivision	1ST ADD LINFELL
Legal Lot Number	18
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1003
Census Tract	107

Owner

901 Charlotte Dr is owned and occupied by an individual who bought it in February 2026.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	901 CHARLOTTE DR, NORMAL, IL 61761-1319
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2018	Deed of Trust, Mortgage · Line of Credit IAA CU
Jul 10, 2007	Deed of Trust, Mortgage · Line of Credit IAA CU
Feb 4, 2026	Warranty Deed, Transfer · FHA Mortgage FIRST STATE MORTGAGE SERVICES LLC
Apr 3, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST STATE MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2026 · Amount on File
Deed Sale	Feb 4, 2026 · Amount on File
Prior Sale	Apr 3, 2020 · Amount on File
Deed Document Number	20261561
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	901 CHARLOTTE DR, NORMAL, IL 61761-1319
Transaction Type	Mortgage
Record Updated	Feb 13, 2026
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800011174
Date	Jul 12, 2018
Instrument	2018-00011174

Lender

Name	IAA CU
Type	Credit Union
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 11, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	901 CHARLOTTE DR, NORMAL, IL 61761-1319
Transaction Type	Mortgage
Record Updated	Feb 13, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200700018634
Date	Jul 10, 2007
Instrument	2007-00018634

Lender

Name	IAA CU
Type	Credit Union
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 9, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 4, 2026
Property Address	901 CHARLOTTE DR, NORMAL, IL 61761-1319
Document Number	202600001561
Map Reference	DOC 77-7738
Instrument Date	Jan 14, 2026
Instrument	2026-00001561
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	UNKNOWN, ILHTG

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 CHARLOTTE DR, NORMAL, IL 61761-1319

Mortgage

Document Number	202600001562
Date	Feb 4, 2026
Instrument	2026-00001562

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2056

Interest

Rate Type	Fixed Rate
Rate	6.12%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 3, 2020
Property Address	901 CHARLOTTE DR, NORMAL, IL 61761-1319
Document Number	202000005746
Map Reference	DOC 77-7738
Instrument Date	Apr 1, 2020
Instrument	2020-00005746
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 CHARLOTTE DR, NORMAL, IL 61761-1319

Mortgage

Document Number	202000005747
Date	Apr 3, 2020
Instrument	2020-00005747

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$77,606 (+9.14%) Land $18,530 Building $59,076	$232,818 (+9.14%) Land $55,590 Building $177,228
2024	$5,286.00 (+7.11%)	$71,107 (+11.68%) Land $16,978 Building $54,129	$213,321 (+11.68%) Land $50,934 Building $162,387
2023	$4,935.00	$63,670 Land $15,202 Building $48,468	$191,010 Land $45,606 Building $145,404

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 901 Charlotte Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 901 Charlotte Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

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