901 Central Ave, Cambridge, MD 21613 Property Records

Dorchester County property record for 901 Central Ave, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,196 sqft · built 1930
Lot Size	0.089 acres (3,895 sqft)
Owner	2 Individual Names on File
Last Sale	$30,000 (Jan 2023)
Tax Bill	$1,281 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Jan 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-136250`

Property Details

APN / Parcel Number

Primary APN	`07-136250`
Alternative APNs	`7136250` `136250`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,196 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,895 sqft (0.089 acres)
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	136250
Street Address	901 CENTRAL AVE
City	CAMBRIDGE
State	MD
Zip	21613-2723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Description	LOT 3,895 SQ. FT. 901 CENTRAL AVENUE CAMBRIDGE
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2002
Census Tract	970600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Pine Street Neighborhood Historic District listed 2012 · 572 contributing resources · NRIS 12000976

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

901 Central Ave is owned by two individuals who bought it in January 2023.

Source: Dorchester County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10241 DORSEY POINTE CIR, LOUISVILLE, KY 40223-3577
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUST BANK
Jan 22, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 1, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2023 · Amount on File
Deed Sale	Jan 13, 2023 · Amount on File
Prior Sale	Oct 5, 2007
Deed Book / Page	1789 / 373
Prior Transfer Date	Sep 11, 2013
Prior Transfer Doc	0011680032
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Recording Date	Oct 7, 2026
Property Address	901 CENTRAL AVE, CAMBRIDGE, MD 21613-2723
Document Number	2046000001
Book / Page	2046 / 1
Instrument Date	Oct 6, 2026
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	SILK TITLE UTAH LLC, SILK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	10241 DORSEY POINTE CIR, LOUISVILLE, KY 40223-3577

Mortgage

Document Number	2046000001,
Date	Oct 7, 2026
Book Page	2046/1

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jan 22, 2021
Property Address	901 CENTRAL AVE, CAMBRIDGE, MD 21613-2723
Document Number	0016240258
Book / Page	001624 / 000258
Instrument Date	Jul 21, 2020
Transaction Type	Transfer
Record Updated	Apr 20, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10241 DORSEY POINTE CIR LOUISVILLE KY 402233577, LOUISVILLE, KY 40223-3577

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER MD
Recording Date	Feb 1, 2021
Property Address	901 CENTRAL AVE, CAMBRIDGE, MD 21613-2723
Document Number	0016240256
Book / Page	1624 / 256
Instrument Date	Jul 21, 2020
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10241 DORSEY POINTE CIR, LOUISVILLE, KY 40223-3577

Tax Assessment & Valuation

The 2026 property tax bill for 901 Central Ave was $1,281, up 2.2% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,281.00 (+2.15%)	$68,600 (+2.69%)	$72,200 (+8.08%) Land $15,900 Building $56,300
2025	$1,254.00	$66,800 Land $15,900 Building $50,900	$66,800 Land $15,900 Building $50,900
2023	$1,153.00	$62,400	$66,800 Land $15,900 Building $50,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 901 Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 901 Central Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications, T-Mobile, Verizon.

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