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901 Capitola Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 901 Capitola Ave, Capitola, CA 95010 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,218 sqft · built 1992
Lot Size0.129 acres (5,619 sqft)
Owner2 Individual Names on File
Last Sale$1,549,000 (Jul 2025)
Tax Bill$15,563 (2025)
Deeds & MortgagesNov 2023 Mortgage
Sep 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN036-011-37

Property Details

APN / Parcel Number

Primary APN036-011-37
Alternative APN
  • 036-011-37-000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Building Area3,218 sqft Living Area
Gross Area3,638 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2010
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area5,619 sqft (0.129 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Deck Area35 sqft
Patio Area35 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address901 CAPITOLA AVE
CityCAPITOLA
StateCA
Zip95010-2142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionP51-53
Legal Lot Number1
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2000
Census Tract121802

Owner

Source: Santa Cruz County records · APN 036-011-37

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address901 CAPITOLA AVE, CAPITOLA, CA 95010-2142
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2023Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Sep 05, 2024Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 31, 2025 · Amount on Record
Deed SaleJul 31, 2025 · Amount on Record
Prior SaleOct 07, 2016 · Amount on Record
Deed Document Number202515903
Prior Transfer DateJun 03, 2011
Prior Transfer Doc0000023307
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address901 CAPITOLA AVE, CAPITOLA, CA 95010-2142
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanyCORNERSTONE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address901 CAPITOLA AVE, CAPITOLA, CA 95010-2142

Mortgage

Document Number0000022773
DateNov 28, 2023
Instrument2023-0022773
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053
Interest
Rate TypeAdjustable Rate
Rate7.37%
Type Change DateDec 01, 2030
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change12.3%
Index1-Year T-Bill
Max Rate12.3%

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address901 CAPITOLA AVE, CAPITOLA, CA 95010-2142
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address901 CAPITOLA AVE, CAPITOLA, CA 95010-2142

Mortgage

Document Number0000017356
DateSep 05, 2024
Instrument2024-0017356
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateSep 01, 2031
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change11.2%
Index1-Year T-Bill
Max Rate11.1%

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,548,888 (+24.36%) Land $848,888 Building $700,000
2025$15,563.00 (+9.51%)$1,245,455 (+4.04%) Land $717,021 Building $528,434
2023$14,211.00 (+1.07%)$1,197,092 Land $689,178 Building $507,914$1,715,310
2022$14,060.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871218022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Nearby Flood Policies18 in force
9 of 18 on primary residences
Nearby Flood Claims1 (2011)
Most Recent ClaimMar 2011, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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