901 Bermuda St, Bakersfield, CA 93309 Property Records

Kern County property record for 901 Bermuda St, Bakersfield, CA 93309

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,026 sqft · built 1976
Lot Size	0.069 acres (3,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,000 (Apr 2023)
Tax Bill	$4,417 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`194-502-07-00-4`

Property Details

APN / Parcel Number

Primary APN	`194-502-07-00-4`
Alternative APNs	`194-502-07-6` `1945020700` `19450207`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,026 sqft Living Area
Gross Area	2,800 sqft
1st Floor Area	2,026 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Frame
Lot Area	3,000 sqft (0.069 acres)
Garage Type	Attached
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	194502076
Street Address	901 BERMUDA ST
City	BAKERSFIELD
State	CA
Zip	93309-2905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2-SC
Legal Description	TRACT 3702 , BLOCK , LOT 7
Legal Subdivision	TRACT NO. 3702
Legal Tract	3702
Legal Block	1
Legal Lot Number	7
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1005
Census Tract	2804

Owner

Source: Kern County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	901 BERMUDA ST, BAKERSFIELD, CA 93309-2905
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · FHA Mortgage N TITLE COMPANY, COVIUS TITLE COMPANY
May 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage US BANK NA
Apr 28, 2023	Grant Deed, Transfer · FHA Mortgage THE MORTGAGE HOUSE INC
Mar 5, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2023 · Amount on Record
Deed Sale	Apr 28, 2023 · Amount on Record
Prior Sale	May 15, 2015 · Amount on Record
Deed Document Number	202350313
Prior Transfer Date	Apr 13, 2010
Prior Transfer Doc	0000048451
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Recording Date	Sep 11, 2026
Property Address	901 BERMUDA ST, BAKERSFIELD, CA 93309-2905
Document Number	0000107957
Instrument Date	Sep 2, 2026
Instrument	2026107957
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	N TITLE COMPANY, COVIUS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 BERMUDA ST, BAKERSFIELD, CA 93309-2905

Mortgage

Document Number	0000107957,
Date	Sep 11, 2026
Instrument	2026107957

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	May 1, 2053

Interest

Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	901 BERMUDA ST, BAKERSFIELD, CA 93309-2905
Transaction Type	Mortgage
Record Updated	Jun 1, 2023
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10109 MERRIWEATHER DR, BAKERSFIELD, CA 93311-9879

Mortgage

Document Number	0000058722
Date	May 19, 2023
Instrument	223058722

Lender

Name	US BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55423

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 1, 2028

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Apr 28, 2023
Property Address	901 BERMUDA ST, BAKERSFIELD, CA 93309-2905
Document Number	0000050313
Map Reference	MB 26 PG 13&14
Instrument Date	Apr 19, 2023
Instrument	223050313
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	901 BERMUDA ST, BAKERSFIELD, CA 93309-2905

Mortgage

Document Number	0000050314
Date	Apr 28, 2023
Instrument	223050314

Lender

Name	THE MORTGAGE HOUSE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Mortgage

Document Number	0000050315
Date	Apr 28, 2023
Instrument	223050315

Lender

Name	US BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55423

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	182 Months
Due	Jun 1, 2038

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERN CA
Recording Date	Mar 5, 2019
Property Address	901 BERMUDA ST, BAKERSFIELD, CA 93309-2905
Document Number	0000024667
Instrument Date	Feb 28, 2019
Instrument	24667
Transaction Type	Transfer
Record Updated	Mar 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 N DENNISON #111 TEHACHAPI CA 93561, 111, TEHACHAPI, CA 93561

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Panama-Buena Vista School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$317,300 (+2%) Land $74,284 Building $243,016
2025	$4,417.00 (-1.93%)	$311,079 (+47.16%) Land $72,828 Building $238,251
2024	$4,504.00 (+48.4%)
2023	$3,035.00 (-1.36%)	$211,390 Land $46,204 Building $165,186
2022	$3,077.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks, T-Mobile.

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