901 1st St S, Cold Spring, MN 56320 Property Records

Stearns County property record for 901 1st St S, Cold Spring, MN 56320

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,094 sqft · built 1957
Lot Size	0.231 acres (10,080 sqft)
Owner	Individual Name on Record
Last Sale	$151,000 (Jan 2020)
Tax Bill	$2,788 (2026)
Deeds & Mortgages	Jan 2020 Sale Jun 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`48-29189-0000`

Property Details

APN / Parcel Number

Primary APN	`48-29189-0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,094 sqft Living Area
Gross Area	1,313 sqft
1st Floor Area	1,094 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	144 ft deep x 70 ft wide
Garage Area	576 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	901 1ST ST S
City	COLD SPRING
State	MN
Zip	56320-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 010 BLK 001 BACKES 3RD ADD SECTION 22 TOWNSHIP 123 RANGE 030 SECTION 22 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	22
Legal Subdivision	BACKES 3RD ADD
Legal Block	1
Legal Lot Number	10
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	2
Census Block	2056
Census Tract	11302

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	901 1ST ST S, COLD SPRING, MN 56320-2107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2020	Deed, Transfer
Jun 22, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2020 · Amount on Record
Deed Sale	Jan 10, 2020 · Amount on Record
Prior Sale	Mar 27, 1996 · Amount on Record
Deed Document Number	20201560873
Prior Transfer Date	Jun 21, 2018
Prior Transfer Doc	00A1523202
Record Updated	Jun 8, 2026

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 10, 2020
Property Address	901 1ST ST S, COLD SPRING, MN 56320-2107
Document Number	00A1560873
Instrument Date	Dec 18, 2019
Instrument	A1560873
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 1ST ST S, COLD SPRING, MN 56320-2107

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 22, 2018
Property Address	901 1ST ST S, COLD SPRING, MN 56320-2107
Document Number	00A1523202
Instrument Date	Jun 21, 2018
Instrument	A1523202
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 1ST ST S, COLD SPRING, MN 56320-2107

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,788.00 (+4.42%)
2025		$190,400 (+6.73%) Land $42,400 Building $148,000	$190,400 (+6.73%) Land $42,400 Building $148,000
2023	$2,670.00	$178,400 Land $42,400 Building $136,000	$178,400 Land $42,400 Building $136,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cold Spring serves 4,201 people · EPA ID MN1730006
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: Arvig, AT&T, GigFire, Intrepid Fiber Networks, Verizon.

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