901 12th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 901 12th Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,232 sqft · built 1948
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jun 2023)
Tax Bill	$3,042 (2026)
Deeds & Mortgages	Jun 2023 Sale Jan 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-47843-0000`

Property Details

APN / Parcel Number

Primary APN	`82-47843-0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Width	66 ft Width
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	901 12TH AVE N
City	SAINT CLOUD
State	MN
Zip	56303-2958
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 006 BLK 063 LOWRY'S ADD SECTION 11 TOWNSHIP 124 RANGE 028 SECTION 11 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	11
Legal Subdivision	LOWRYS ADD
Legal Block	63
Legal Lot Number	6
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1003
Census Tract	801

Owner

901 12th Ave N is owned and occupied by an individual who bought it in June 2023.

Source: Stearns County records, as of April 21, 2026

Owner of Record	Individual Name on File
Mailing Address	901 12TH AVE N, SAINT CLOUD, MN 56303-2958
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Warranty Deed, Transfer AMK TITLE COMPANY, K2 TITLE CO
Jan 18, 2023	Warranty Deed, Transfer
Apr 8, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2023 · Amount on File
Deed Sale	Jun 12, 2023 · Amount on File
Prior Sale	Dec 27, 2022 · Amount on File
Deed Document Number	20231544484
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 20, 2023
Property Address	901 12TH AVE N, SAINT CLOUD, MN 56303-2958
Document Number	00A1654832
Instrument Date	Jun 12, 2023
Instrument	A1654832
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	AMK TITLE COMPANY, K2 TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 12TH AVE N, SAINT CLOUD, MN 56303-2958

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 18, 2023
Property Address	901 12TH AVE N, SAINT CLOUD, MN 56303-2958
Document Number	00A1647638
Instrument Date	Dec 27, 2022
Instrument	A1647638
Transaction Type	Transfer
Record Updated	Feb 15, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16965 COTTAGE GROVE AVE, WAYZATA, MN 55391-2949

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 8, 2020
Property Address	901 12TH AVE N, SAINT CLOUD, MN 56303-2958
Document Number	00A1566272
Instrument Date	Mar 31, 2020
Instrument	A1566272
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 12TH AVE N, SAINT CLOUD, MN 56303-2958

Tax Assessment & Valuation

The 2026 property tax bill for 901 12th Ave N was $3,042 with a homeowner's exemption.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,042.00
2025		$228,600 Land $30,000 Building $198,600	$228,600 Land $30,000 Building $198,600
2023	$2,580.00	$210,500 Land $30,000 Building $180,500	$210,500 Land $30,000 Building $180,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 901 12th Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 901 12th Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on 12th Ave N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures