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9007 Bergamot Dr, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 9007 Bergamot Dr, Prospect, KY 40059 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.201 acres (8,760 sqft)
OwnerIndividual Name on File
Last Sale$1,400,000 (May 2024)
Tax Bill$15,624 (2025)
Deeds & MortgagesMay 2024 Sale & Mortgage
Apr 2023 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN21399601940000

Property Details

APN / Parcel Number

Primary APN21399601940000
Alternative APNs
  • 399601940000
  • 91036283

Exterior

Lot Area8,760 sqft (0.201 acres)

Location & Zoning

Account Number91036283
Street Address9007 BERGAMOT DR
CityPROSPECT
StateKY
Zip40059-5501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 194 NORTON COMMONS SUBDIVISION, SEC C, PH 10, PB. 54, PG. 75, 0.2011 AC +/-, OFF 345700080000
Legal SubdivisionNORTON COMMONS SUBDIVISION
Legal Phase10
Legal Lot Number194
JurisdictionJEFFERSON KY
Township / Civil DivisionNORTHEAST JEFFERSON
Census Block Group3
Census Block3015
Census Tract10313

Owner

Source: Louisville/Jefferson County Metro Government records · APN 21399601940000

Assessment roll updated December 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9007 BERGAMOT DR, PROSPECT, KY 40059-5501
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
May 13, 2024Deed, Transfer · Conventional Mortgage
STOCKTON MORTGAGE CORP
Apr 26, 2023Deed, Transfer · Conventional Mortgage
ECLIPSE BANK INC
Apr 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
CITIBANK NA
Jan 06, 2022Deed, Transfer
LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW
Aug 26, 2021Warranty Deed, Transfer
Feb 12, 2019Warranty Deed, Subdivision Related Transfer
REPUBLIC BK&TR
Jun 07, 2018Grant Deed, Construction Loan · Construction Mortgage
REPUBLIC BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 13, 2024 · Amount on Record
Deed SaleMay 13, 2024 · Amount on Record
Prior SaleJan 06, 2022 · Amount on Record
Deed Document Number202480129
Deed Book / Page12836 / 649
Record UpdatedSep 20, 2026

May 2024: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON KY
Recording DateMay 13, 2024
Property Address9007 BERGAMOT DR, PROSPECT, KY 40059-5501
Document Number0000080129
Book / PageD 12836 / 649
Map ReferenceMB 54 PG 75
Instrument DateMay 09, 2024
Instrument2024080129
Transaction TypeTransfer
Record UpdatedMay 22, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9007 BERGAMOT DR, PROSPECT, KY 40059-5501

Transferred To (Grantee/Buyer)

NameVerified Name
Address9007 BERGAMOT DR, PROSPECT, KY 40059-5501

Mortgage

Document Number0000080130
DateMay 13, 2024
Instrument2024080130
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2054

Mortgage

Document Number0000080131
DateMay 13, 2024
Book PageM 18867/900
Instrument2024080131
Lender
NameUNIVERSITY OF KENTUCKY FCU
TypeCredit Union
AddressLEXINGTON, KY 40509
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 25, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2023: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON KY
Recording DateApr 26, 2023
Property Address9007 BERGAMOT DR, PROSPECT, KY 40059-5501
Document Number0000080229
Book / PageD 12598 / 721
Map ReferenceMB 54 PG 75
Instrument DateApr 21, 2023
Instrument2023080229
Transaction TypeTransfer
Record UpdatedMay 09, 2023
Title CompanyLIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,380.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address710 PLACIDO WAY NE, SAINT PETERSBURG, FL 33704-1650

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address9007 BERGAMOT DR, PROSPECT, KY 40059-5501

Mortgage

Document Number0000080230
DateApr 26, 2023
Instrument2023080230
Lender
NameECLIPSE BANK INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6.12%
AdjustableAdjustable Rate Rider
Type Change DateMay 01, 2030
Change FrequencyAnnually
Min Rate At Change6.12%
Max Rate At Change8.12%
Index1-Year CMT
Max Rate12.1%

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address9007 BERGAMOT DR, PROSPECT, KY 40059-5501
Transaction TypeMortgage
Record UpdatedMar 02, 2023
Title CompanyTICOR CP, TICOR

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000086107
DateApr 15, 2022
Book PageM 18038/157
Instrument2022086107
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueFeb 01, 2052

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON KY
Recording DateJan 06, 2022
Property Address9007 BERGAMOT DR, PROSPECT, KY 40059-5501
Document Number0000005473
Book / PageD 12244 / 267
Map ReferenceMB 54 PG 75
Instrument DateJan 04, 2022
Instrument2022005473
Transaction TypeTransfer
Record UpdatedMar 02, 2023
Title CompanyLIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW

Transaction

AmountAmount Recorded
Tax$1,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9007 BLAZING STAR LN, PROSPECT, KY 40059

Transferred To (Grantee/Buyer)

NameVerified Name
Address9007 BERGAMOT DR, PROSPECT, KY 40059-5501

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON KY
Recording DateAug 26, 2021
Property Address9007 BERGAMOT DR, PROSPECT, KY 40059-5501
Document Number0000214531
Book / PageD 12118 / 695
Map ReferenceMB 54 PG 75
Instrument DateAug 20, 2021
Instrument2021214531
Transaction TypeTransfer
Record UpdatedMar 02, 2023

Transaction

AmountAmount Recorded
Tax$1,337.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address669 MOFFETT LAUREL DR, LAKE SAINT LOUIS, MO 63367-5025

Transferred To (Grantee/Buyer)

NameVerified Name
Address9308 BLAZING STAR LN, PROSPECT, KY 40059-6582

February 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON KY
Recording DateFeb 12, 2019
Property Address9007 BERGAMOT DR, PROSPECT, KY 40059-5501
Document Number0113460650
Book / Page011346 / 000650
Instrument DateFeb 08, 2019
Instrument32232
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 26, 2019
Title CompanyAGENCY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,141.35
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9007 BERGAMOT DR PROSPECT KY 400595501, PROSPECT, KY 40059-5501

Mortgage

Document Number158470151
DateFeb 12, 2019
Book Page015847/000151
Instrument32233
Lender
NameREPUBLIC BK&TR
TypeBank
AddressLOUISVILLE, KY 40202
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 11, 2049
Interest
Rate TypeAdjustable Rate
Rate3.87%

June 2018: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionJEFFERSON KY
Recording DateJun 07, 2018
Property Address9007 BERGAMOT DR, PROSPECT, KY 40059-5501
Document Number0111670615
Book / Page011167 / 000615
Instrument DateMay 31, 2018
Instrument131019
Transaction TypeConstruction Loan
Record UpdatedJan 14, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$247.47
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1580 PARSONS PL LOUISVILLE KY 402051120, LOUISVILLE, KY 40205-1120

Mortgage

Document Number155510822
DateJun 07, 2018
Book Page015551/000822
Instrument131020
Lender
NameREPUBLIC BK&TR
TypeBank
AddressLOUISVILLE, KY 40222
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 06, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government records · Assessment roll updated December 16, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$15,624.00 (+12.44%)$1,400,000 (+16.67%) Land $272,030 Building $1,127,970
2024$1,400,000 (+16.67%) Land $272,030 Building $1,127,970
2023$13,896.00 (-0.34%)$1,200,000 (-) Land $272,030 Building $927,970$1,200,000 (-) Land $272,030 Building $927,970
2022$13,944.00$1,200,000 Land $272,030 Building $927,970$1,200,000 Land $272,030 Building $927,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), updated January 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211110103133, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 232 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AT&TFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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