Frederick County property record for 9005 Harris St, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,741 sqft · built 2001 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $545,000 (Jan 2005) |
| Tax Bill | $9,097 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-222025 |
| Primary APN | 07-222025 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,741 sqft Living Area |
| Gross Area | 4,141 sqft |
| 1st Floor Area | 1,441 sqft |
| Basement Area | 1,150 sqft |
| Finished Basement | 1,150 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,400 sqft (0.193 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 45 sqft |
| Deck Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 222025 |
|---|---|
| Street Address | 9005 HARRIS ST |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 5070 SECTION M5 8,400 SQ. FT. VILLAGES OF URBANA |
| Legal Subdivision | VILLAGES URBANA |
| Legal Lot Number | 5070 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 752206 |
Source: Frederick County records · APN 07-222025
Assessment roll updated August 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9005 HARRIS ST, FREDERICK, MD 21704-7827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK |
| Jul 01, 2022 | Deed of Trust, Mortgage · Line of Credit SPECTRA CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 14, 2005 · Amount on Record |
| Deed Sale | Jan 14, 2005 · Amount on Record |
| Prior Sale | Nov 08, 2001 · Amount on Record |
| Deed Document Number | 200550250 |
| Deed Book / Page | 5081 / 393 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9005 HARRIS ST, FREDERICK, MD 21704-7827 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0136260413 |
|---|---|
| Date | Apr 01, 2020 |
| Book Page | 13626/413 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9005 HARRIS ST, FREDERICK, MD 21704-7827 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0149710228 |
|---|---|
| Date | Jun 08, 2021 |
| Book Page | 14971/228 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Apr 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9005 HARRIS ST, FREDERICK, MD 21704-7827 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9005 HARRIS ST, FREDERICK, MD 21704-7827 |
| Document Number | 0160190456 |
|---|---|
| Date | Jul 01, 2022 |
| Book Page | 16019/456 |
| Name | SPECTRA CREDIT UNION |
|---|---|
| Address | ALEXANDRIA, VA 22312 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 27, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,097.00 (+9.63%) Homeowner's exemption | $627,300 (+13.79%) | $722,700 (+24.69%) Land $277,200 Building $445,500 |
| 2023 | $8,298.00 Homeowner's exemption | $551,300 | $579,600 Land $201,700 Building $377,900 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 653 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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