9005 Chapman Oak Ct, Windermere, FL 34786 Property Records

Orange County property record for 9005 Chapman Oak Ct, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,727 sqft · built 1987
Lot Size0.351 acres (15,270 sqft)
OwnerIndividual Name on File
Last Sale$506,000 (May 2023)
Tax Bill$8,103 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
May 2023 Re-recorded Document
+ 3 more
Flood ZoneZone X (minimal risk)
APN16-23-28-8080-02-710

Property Details

APN / Parcel Number

Primary APN16-23-28-8080-02-710
Alternative APNs
  • 282316808002710
  • 284116
  • 288959
  • 293121

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,727 sqft Living Area
Gross Area2,228 sqft
1st Floor Area1,727 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,270 sqft (0.351 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area18 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address9005 CHAPMAN OAK CT
CityWINDERMERE
StateFL
Zip34786-8801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1AA
Legal DescriptionSILVER WOODS PHASE FIVE 19/31 LOT 271
Legal Range28E
Legal Township23S
Legal Section16
Legal SubdivisionSILVER WOODS PH 5
Legal Phase5
Legal Tract8080
Legal Block2
Legal Lot Number271
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2037
Census Tract14809

Owner

Source: Orange County assessment roll, APN 16-23-28-8080-02-710, as of April 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10850 NW 73RD TER, DORAL, FL 33178-3749
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
May 05, 2023Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
May 12, 2023Re-recorded Document
FIRST INTERNATIONAL TITLE
Jan 13, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Feb 01, 2018Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jun 06, 2017Warranty Deed, Transfer · VA Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 05, 2023 · Amount on Record
Deed SaleMay 05, 2023 · Amount on Record
Prior SaleJun 06, 2017 · Amount on Record
Deed Document Number2023256814
Prior Transfer DateMay 04, 2023
Prior Transfer Doc0000271588
Record UpdatedSep 20, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMay 05, 2023
Property Address9005 CHAPMAN OAK CT, WINDERMERE, FL 34786-8801
Document Number0000256814
Map ReferenceMB 19 PG 31
Instrument DateMay 04, 2023
Instrument20230256814
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyFIRST INTERNATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,542.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8612 SUGAR PALM CT, ORLANDO, FL 32835-8040

Transferred To (Grantee/Buyer)

NameVerified Name
Address10850 NW 73RD TER, DORAL, FL 33178-3749

Mortgage

Document Number0000256815
DateMay 05, 2023
Instrument20230256815
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

May 2023: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionORANGE FL
Recording DateMay 12, 2023
Property Address9005 CHAPMAN OAK CT, WINDERMERE, FL 34786-8801
Document Number0000271588
Map ReferenceMB 19 PG 31
Instrument DateMay 04, 2023
Instrument20230271588
Record UpdatedJun 05, 2023
Title CompanyFIRST INTERNATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address8612 SUGAR PALM CT, ORLANDO, FL 32835-8040

Transferred To (Grantee/Buyer)

NameVerified Name
Address10850 NW 73RD TER, DORAL, FL 33178-3749

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address9005 CHAPMAN OAK CT, WINDERMERE, FL 34786-8801
Transaction TypeMortgage
Record UpdatedJan 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023002
DateJan 13, 2021
Instrument20210023002
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term319 Months
DueAug 01, 2047

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address9005 CHAPMAN OAK CT, WINDERMERE, FL 34786-8801
Transaction TypeMortgage
Record UpdatedJan 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000062930
DateFeb 01, 2018
Instrument20180062930
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term353 Months
DueJul 01, 2047

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJun 06, 2017
Property Address9005 CHAPMAN OAK CT, WINDERMERE, FL 34786-8801
Document Number0000313942
Map ReferenceMB 19 PG 31
Instrument DateMay 31, 2017
Instrument20170313942
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyNU WORLD TITLE OF CENTRAL FL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4301 DOWN POINT LN, 4301, WINDERMERE, FL 34786-8412

Transferred To (Grantee/Buyer)

NameVerified Name
Address9005 CHAPMAN OAK CT, WINDERMERE, FL 34786-8801

Mortgage

Document Number0000313943
DateJun 06, 2017
Instrument20170313943
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll as of April 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$444,320 (-2.24%) Land $145,000 Building $299,320$444,320 (-2.24%) Land $145,000 Building $299,320
2025$8,103.00 (+4.15%)$454,520 (+57.11%) Land $145,000 Building $309,520$454,520 (+15.5%) Land $145,000 Building $309,520
2024$7,780.00 (+74.32%)
2023$4,463.00 (+4.18%) Homeowner's exemption$289,305 (+3%)$393,516 (+19.68%) Land $145,000 Building $248,516
2022$4,284.00 Homeowner's exemption$280,879$328,816 Land $135,000 Building $193,816

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950148092, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 59 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims11 (1989–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 187 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3480962, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemORLANDO UTILITIES COMMISSION
serves 536,466 people
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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