900 W Lytle 5 Points Rd, Springboro, OH 45066 Property Records

Warren County property record for 900 W Lytle 5 Points Rd, Springboro, OH 45066

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,875 sqft · built 1960
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,118 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-03-300-014-0`

Property Details

APN / Parcel Number

Primary APN	`04-03-300-014-0`
Alternative APNs	`0403300014` `403300014` `531596`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,875 sqft Living Area
1st Floor Area	2,875 sqft
Basement Area	317 sqft
Finished Basement	317 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2007
Exterior Material	Brick/Stone
Construction Type	Brick
Foundation Type	Concrete
Lot Area	217,800 sqft (5 acres)
Garage Area	1,244 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	257 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Electric

Location & Zoning

Account Number	531596
Old Parcel Number	0403300014
Street Address	900 W LYTLE 5 POINTS RD
City	SPRINGBORO
State	OH
Zip	45066-9036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 -2-3 5.0000 AC.
Legal Range	05
Legal Township	02
Legal Section	03
Legal Block	300
Jurisdiction	WARREN OH
Township / Civil Division	CLEAR CREEK
Census Block Group	3
Census Block	3032
Census Tract	30901

Owner

900 W Lytle 5 Points Rd is owned and occupied by two individuals who acquired it in November 1987.

Source: Warren County records, as of February 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	900 W LYTLE 5 POINTS RD, SPRINGBORO, OH 45066-9036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Apr 1, 2024	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK OF WESTERN OHIO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 1987
Deed Sale	Nov 18, 1987
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	900 W LYTLE 5 POINTS RD, SPRINGBORO, OH 45066-9036
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006758
Date	Feb 24, 2022
Instrument	2022-006758

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Mar 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.25%
Index	Other
Margin	3
Max Rate	7.25%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	900 W LYTLE 5 POINTS RD, SPRINGBORO, OH 45066-9036
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008853
Date	Mar 14, 2022
Instrument	2022-008853

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Mar 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.25%
Index	Other
Margin	3
Max Rate	7.25%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	900 W LYTLE 5 POINTS RD, SPRINGBORO, OH 45066-9036
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 W LYTLE 5 POINTS RD, SPRINGBORO, OH 45066-9036

Mortgage

Document Number	0000006604
Date	Apr 1, 2024
Instrument	2024-006604

Lender

Name	FIFTH THIRD BANK OF WESTERN OHIO
Type	Bank
Address	5050 KINGSLEY DR, CINCINNATI, OH 45227

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 25, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 900 W Lytle 5 Points Rd was $6,118.

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Clear Creek Township
Municipality	Springboro City
Unified School District	Springboro Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,118.00	$156,377 Land $49,350 Building $107,027	$446,790 Land $141,000 Building $305,790
2023	$5,352.00 (+1.5%) Homeowner's exemption	$125,202 (-) Land $30,135 Building $95,067
2022	$5,273.00 Homeowner's exemption	$125,202 Land $30,135 Building $95,067	$357,720 (-) Land $86,100 Building $271,620
2021			$357,720 Land $86,100 Building $271,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 900 W Lytle 5 Points Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 900 W Lytle 5 Points Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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